Analyst, Specialist, Credit Control Unit, Risk Management Group

• Preparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
• Monitoring of post disbursal conditions
• Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
• Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
• Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
• Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
• Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.
• Participating actively in Process analysis and making them more efficient and reducing duplication of processes.

• Checking of offer letters and security documents
• Follow up of Pre and Post monitoring disbursal conditions and pending security documents
• Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
• Effect Data base management of various MIS pertaining to Credit Control Unit
• Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
• Effective management of the portfolio being handled by him/her.

• The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
• Jobs. Minimum stint of 3-5 year in credit administration in various positions (For BE-A the experience level of 3 years can be considered).

• The job holder needs to posses the following skills:
• Job Knowledge : The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
• Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
• Proactive: To understand the system implementations and grasp the changes faster.
• Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
• Interpersonal Skills: The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams

New Delhi

Risk Management

Regular

Full time