Wealth Planning Associate

Wealth Planning AssociateAs a Wealth Planning Associate with RBC Wealth Management, you will join a structured 24-month development program designed to prepare you for a future career as a Financial Advisor.This role offers a unique opportunity to build deep technical expertise in financial planning while serving as a paraplanner under the supervision of experienced wealth advisors, CFP® professionals, and planning leaders. You will support Financial Advisors and client teams in delivering holistic, goals-based wealth advice across retirement planning, investment strategy, estate planning, tax considerations, education funding, insurance, and risk management.In the first year of the program, you will focus on building planning expertise, mastering MoneyGuidePro and RBC's wealth planning methodology, supporting Financial Advisors within your local Complex and territory, and completing required licensing and credentialing milestones.In the second year, you will have the opportunity to explore potential teaming opportunities across the country as a "free agent," partnering with Advisor teams to identify the right long-term fit for your skills, interests, and career goals.Upon successful completion of the program, you will transition onto a Financial Advisor team and begin establishing yourself as a Financial Advisor in your market.While this is a client-facing role, it is not a traditional sales role during the program period, and there is no expectation of business development while serving as a Wealth Planning Associate. This opportunity is best suited for someone who is eager to learn, highly detail-oriented, service-minded, and committed to developing into a successful Financial Advisor.What You'll Be Responsible ForAs a Wealth Planning Associate, you will support Financial Advisors and planning teams through a wide range of paraplanning and client-service responsibilities, including:Preparing for client meetings, including meeting agendas, investment policy statements, asset allocation materials, and planning-related documentsSupporting post-meeting follow-up, including meeting notes, financial situation analyses, and coordination of planning implementationGathering and organizing client information using RBC's data-gathering and planning technologyInputting, reconciling, and analyzing client data relevant to the financial planning processPreparing financial analyses for clients and prospects, including retirement, estate planning, education funding, stock option, insurance, and risk management needsBuilding and presenting financial plans to Financial Advisors and clients using MoneyGuideProSupporting clients in maintaining and using their online client portalsParticipating in financial planning projects and initiatives as needed by the Wealth Planning teamDelivering consistent, high-quality client service with a strong focus on accuracy, follow-through, and professionalismYear 1: Build Planning Expertise and Local ImpactDuring the first year, you will focus on developing the technical foundation, planning knowledge, and client-service skills needed to support Financial Advisors and clients effectively. Responsibilities and expectations include:Mastering MoneyGuidePro and RBC's wealth planning process through proprietary training, e-learning, case studies, virtual group work, and hands-on instructionLearning RBC's product and service offerings, planning resources, and related toolsSupporting Financial Advisors within your local Complex and assigned territoryMaintaining your Series 7 and Series 66 licensesBeginning or continuing work toward an accredited wealth planning designation, with CFP® preferredBuilding confidence in client-facing planning conversations under the guidance of experienced advisors and planning professionalsYear 2: Explore Teaming Opportunities and Prepare for TransitionDuring the second year, you will continue building your financial planning expertise while exploring potential long-term team placements. This phase is designed to help you identify the right team environment and career path as you prepare to transition into a Financial Advisor role.You will be expected to:Explore teaming opportunities with Financial Advisor teams across your Complex/territoryIdentify a partnership that aligns with your strengths, goals, working style, and long-term career interestsContinue progressing toward your planning credential or certificationDeepen your understanding of client relationships, team dynamics, and business growthPrepare for your transition from Wealth Planning Associate to Financial AdvisorTransition to Financial AdvisorUpon successful completion of the WPA Program, you will join your selected Financial Advisor team. In this next phase of your career, you will begin delivering comprehensive wealth management advice to clients, supporting client relationships, and contributing to the long-term growth and success of your team's practice.QualificationsRequiredFour-year degree in business, finance, economics, personal financial planning, or a similarly relevant fieldSeries 7 and Series 66 licenses, or Series 7 and Series 63/65Accredited wealth planning designation, CFP® preferred; CFA, CPA, or AWM also considered, or commitment to obtain within two yearsStrong critical thinking, analytical, and problem-solving skillsExceptional attention to detail and commitment to accuracyExcellent written, verbal, listening, and presentation skillsProfessional demeanor and strong client-service orientationStrong organizational, prioritization, and project management skillsAbility to manage multiple priorities in a fast-paced environmentAbility to work both independently and as part of a collaborative teamProficiency in Microsoft Office, including Word, Excel, PowerPoint, and OutlookAbility to travel approximately up to 50% as neededPreferredTwo or more years of financial planning, wealth management, or related financial services experienceExperience using MoneyGuidePro or similar financial planning softwareDemonstrated understanding of financial planning concepts, processes, and client-service best practicesExperience preparing financial analyses, client presentations, or planning-related deliverablesWhat You'll GainA clear pathway toward becoming a Financial AdvisorDeep training in RBC's wealth planning methodology, tools, and client-service approachHands-on experience supporting comprehensive financial planning for clients and prospectsMentorship from accomplished Financial Advisors, CFP® professionals, and wealth planning leadersExposure to Advisor teams across the territory and the opportunity to identify a strong long-term team fitA collaborative, high-performing team environmentAccess to career opportunities across RBCComprehensive Total Rewards, including competitive compensation, bonuses, and flexible benefits