Senior Treasury Analyst

Remote only in North America Full time Senior Treasury Analyst SHARE The Senior Treasury Analyst will be involved in all aspects of treasury operations and will support critical initiatives to facilitate Ratio’s cash movement. You will be responsible for day-to-day cash movement for loan servicing, managing Special Purpose Vehicle lockboxes, accounts reconciliation, loan repurchases, setting up and managing new bank accounts, documenting all domestic and international disbursements, payments and reconciliations. You will collaborate daily with the Risk Team and Sales Team as well as Debt and Equity Investors, our customers and banks. Our ideal candidate is someone who excels in a startup environment, can juggle multiple projects and finds creative ways to tackle new issues. The ideal candidate will have 3+ years of cash management experience, strong technical skills including Microsoft Excel, Google Sheets, and preferably a BI tool such as Tableau Responsibilities of Sr. Treasury Analyst: Record, monitor, perform P/L reporting and bank account reconciliation of lending activity for Ratio’s products Manage and monitor bank accounts and lead the creation and implementation of third party ACH/Wire templates Monitor and maintain cash accounts by leading daily cash management, processing, reconciliation and reporting Perform cash forecasting of Ratio’s special purpose vehicle(s) Process and monitor borrowing activity associated with debt warehouse(s) domestically and internationally Oversee timely processing of cash disbursements to vendors, salaries and other benefit payments Ensure compliance with internal controls, investor covenants and credit policy in day-to-day conduct and supervision of cash management activities. Assist with the development of system and process enhancements and completing special project initiatives Assist in managing operating relationships with the company’s banks and investors Support month-end close processes and related management reporting deliverables Identify and recommend opportunities for process improvement and risk control development Requirements: Bachelor’s degree in Accounting/Finance/Business or related discipline with 2+ years related experience Familiar with standard concepts, best practices and industry approaches within the Treasury and Financial management fields Previous financial services experience in a lending domain is a plus Experience in cross border payments is preferred but not required Prior fintech/startup experience is preferred but not required #J-18808-Ljbffr