BSA Officer

Lake Forest - Corporate Office
300 N Field Drive
Lake Forest, IL 60045, USA

Description

Consumers Credit Union (CCU) is looking for a BSA Specialist experienced in managing investigations, navigating changing priorities, and contribute to a collaborative team. The ideal candidate has a strong understanding of BSA/AML regulations, experience handling SARs and CTRs, and the ability to work independently while maintaining the highest level of confidentiality and professionalism.

Schedule:

After the initial weeks of onsite training this will be a hybrid role. Tuesday and Wednesday onsite at our HQ in Lake Forest, IL. Candidate must be willing to adjust work from home days for audits and other department needs. Local Northern IL/Southeast WI candidates only!

What you’ll do in this role:

As a BSA Specialist , you'll be responsible for implementing and administrating daily operations of the Bank Secrecy Act Compliance Program.

Using internal systems, online resources, and critical thinking, you'll connect the dots, investigate potential risks, and make informed decisions. The workload can change as priorities shift, so flexibility, adaptability, and a proactive attitude are key. This role offers the opportunity to make an impact behind the scenes while you are solving puzzles, conducting research, maintaining confidentiality, and working independently.

Day-to-day responsibilities include:

• Investigating unusual or suspicious activity identified by the monitoring software or referred by other departments of the Credit Union, identifying suspicious activity ("Red Flags") in the review process, deciding on further action, and determining whether the filing of a Suspicious Activity Report (SAR) is warranted.
• Monitoring high risk accounts quarterly and completing SARs.
• Investigating Currency Transaction Report (CTR) cases produced by BSA software and deciding on further action and filing CTRs appropriately.
• Reviewing potential matches identified by the OFAC check and FinCEN 314a file upload and taking necessary action for any matches and/or resolving false positives.

What we’re looking for:

• High School Diploma or Equivalent is required. Associate’s Degree in Business, Criminal Justice, or related is highly preferred.
• 2+ years’ experience in BSA required.
• Strong attention to detail and the ability to spot unusual patterns and activity.
• Excellent writing skills with experience documenting findings and preparing clear reports.
• A natural curiosity and passion for investigating, researching, and analyzing information.
• Sound judgment and confidence making informed decisions.
• Experience dealing with sensitive information and maintaining confidentiality.
• Proficient with technology including Microsoft Office, email, databases, online research tools and core banking systems. Previous experience with AML software such as Patriot Officer or Verafin.
• America’s Credit Union (formerly CUNA) BSA certified or willingness to achieve certification within one year of start date (paid for by CCU).

Compensation:

The salary range for this role is $20.16 - $30.24per hour. This role is eligible for an annual bonus opportunity. A specific salary offer considers factors including but not limited to skill sets, experience and training, licensure and certifications, and other business and organizational needs. It is not typical for an individual to be hired at or near the top of the salary range and compensation decisions are dependent on the facts and circumstances of each case.

Consumers Credit Union provides eligible employees an opportunity to participate in our medical (High Deductible, HMO and PPO), dental, vision, spending accounts, short-term disability, long-term disability, life insurance and other plans effective date of hire. You will be eligible to participate in the 401(k) savings plan at any time. You will be automatically enrolled in the pension plan following six months of employment and 1,000 hours of service and reaching age 20.

Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.6 billion in assets and serves more than 285,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. We’ve been recognized as a Great Place to Work, and we’re committed to growing both our business and our people. To learn more, visit myconsumers.org

Equal Opportunity Employer

CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment. CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities.

We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process please contact our Human Resources team at: View email address on click.appcast.io or View phone number on click.appcast.io.

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.