Mortgage Operations - Senior Loan Closer/Funder

Senior Mortgage Loan Closer/FunderWealthfront is seeking a senior mortgage loan closer/funder to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to deliver exceptional service to clients, ensuring a smooth and efficient closing and funding experience. You will guide clients through the final steps of their home loan journey; ensuring accuracy, compliance and a seamless closing transaction. You will also help shape the systems behind the process, partnering with engineering and our vendor partners to enhance document generation, funding and investor delivery. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment.ResponsibilitiesServes as the final operational check for final documents and funding, managing complex disbursements and ensuring adherence to internal financial controlsManages the closing workflow, ensuring timely package generation, accurate fee reconciliation and adherence to TRID timelines across the teamPrepares and reviews CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelinesManages the full funding process, executing wire requests, funding review and authorizationLeads complex closing transactions, acting as subject matter expert on loan documentation, compliance and fundingUtilizes expert knowledge of investor purchase conditions and post-closing QC findings to guide the team and implement preventative measures to ensure salabilitySupports post-closing functions as needed including investor condition clearing, trailing document follow-up and purchase suspense resolutionCoordinates with title companies, escrow agents and borrowers to facilitate the closing processCollaborates across processing, origination, post-closing, compliance and legal to ensure adherence to evolving regulationsPartners with engineering and vendor implementation teams on closing and funding system projects, including requirements definition, configuration validation, user acceptance testing and post-release issue triageSupports the team on daily closing, funding and post-closing activity, serving as the first point of triage for escalations involving title, escrow, compliance, funding and investor conditionsProactively maintains loan pipeline, tasks and objectives, prioritizing workload to meet critical deadlines across a high volume of loan activity with a high degree of accuracyAdopts Company values in work behaviors, decision making, contributions and interpersonal interactionsContributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and funExpertiseCustomer-focused, business-centric and team-oriented mindset; relentlessly passionate about finding and completing valuable workAdvanced working knowledge of federal and state regulations including TRID and state-level disclosure requirementsSelf-driven with the ability to work independently and collaborativelyExcellent organizational skills, able to set and meet deadlines in a fast-paced environmentDemonstrated ability to communicate effectively with internal and external partners and influence positive outcomes at all levels of an organizationIntellectually curious and interested in applying technology to enhance business processesExperience collaborating with implementation teams, engineering and vendorsOpenness to adapting to industry changesRequirements4+ years mortgage loan closing and funding experience in a Senior or Team Leader capacity, including hands-on post-closing exposure such as investor conditions, trailing documents and purchase suspense resolutionExperience in a broker or correspondent environment a plusExperience preparing wire orders and conducting funding authorization reviewsProficiency in LOS systems, document preparation software and closing platformsProficiency reading and interpreting XML and MISMO filesWorking knowledge of take-out investor delivery and purchase requirements, and of warehouse line funding workflowsExperience training and mentoring othersExcellent customer service and interpersonal skillsEstimated annual salary range: $84,000 - $105,000 plus equity and a discretionary bonus.Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!