Healthcare Analyst

Credit Analyst

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We're seeking a Credit Analyst who will support the Credit Administration for the Wholesale Bank (CDA) and handle credit coverage for clients in the Healthcare segment. You will prepare detailed credit analyses and the required credit applications which include the evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance, and capital structure.

Critical Responsibilities for the role:

• Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
• Coordinate and communicate account information across various constituencies.
• Responsible for knowledge of country/risk factors, particular industries, and all current events in the assigned portfolio.
• Oversee covenants compliance database and facility closing due diligence, including documentation.

Advanced Credit/Underwriting Solutions:

• Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
• Work on structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance, and leasing transactions).

Policy and Deal Advocacy:

• Support the Senior Credit Officer, communicate with Relationship Managers, and Portfolio Managers to solve problems and ensure transaction requests are acceptable within the risk appetite of the firm.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings and Credit Rules for BTMU Overseas Offices.

Qualifications

• Minimum of 1 year of work experience within a financial institution (analyzing corporate client's risk and credit profiles), accounting firm, or rating agency
• Strong financial modeling and analytical skills
• Experience analyzing corporate credit and financing transactions
• Completion of a formal credit-training program at a money center bank preferred
• Proficient in Microsoft Word, PowerPoint and Excel
• Verbal and written communication skills and ability to work independently
• Bachelor's degree or equivalent work experience required
• Work towards a CFA is an asset

The typical base pay range for this role is between $100K - $110K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws. The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.