Risk Administrator

Risk Management Administrator

Performs highly responsible administrative work involved in the planning, organizing, and implementation of the City's risk management program. An employee in this class administers the City's self-insured general liability and Workers' Compensation programs; develops and manages a comprehensive loss control program which includes a safety program within each department; and develops and implements a viable, comprehensive risk identification program. The employee is required to recommend action on insurance policies; to review outstanding claim files; to act as intermediary with insurance companies; to ensure all monies due the City from liability accidents are collected; and to monitor state and federal safety legislation. Work is performed with considerable latitude under the general supervision of the department director and may be reviewed during process and upon completion.

Essential Job Functions:

• Recommends and administers all elements of the City's various insurance plans;
• Reviews and investigates workers' compensation accidents and injuries;
• Confers with insurance carriers and attends workers' compensation hearings;
• Develops accident prevention and loss control prevention methods, procedures and programs;
• Keeps abreast of developments concerning potential loss exposures through legislation and legal decisions;
• Confers with City officials concerning legality of insurance transactions, preparation of legal documents and release papers;
• Acts as intermediary between the City and third party administrator for Workers' Compensation, and contractual attorneys for liability matters;
• Adjusts and settles liability claims not involving litigation;
• Establishes and implements risk identification programs;
• Establishes and revises reserves for City liability and Workers' Compensation claims;
• Recommends types of insurance and limits of liability for third party contractors; Supervises subordinates who provide technical and clerical support; Presides over the City's two Accident Review Boards.

Minimum Requirements:

Bachelor's degree in business, insurance, public administration, risk management or a related field plus considerable experience in development and administration of insurance, accident and loss prevention programs. Associate in risk management (A.R.M.) preferred. OR An equivalent combination of training and experience which provides the required knowledge, skills and abilities. Additional requirements: A valid Florida driver's license.

Skills

• Extensive knowledge of loss prevention policies and procedures;
• Extensive knowledge of modern risk management principles, practices, methods and techniques;
• Extensive knowledge of group insurance, funding, statistical research and experience ratios;
• Extensive knowledge of workers' compensation laws;
• Ability to establish and maintain effective working relationship with departmental officials, other employees and the general public;
• Ability to analyze local, state and federal statutes as they relate to personal injuries, property damage, vehicle accidents and other risks;
• Ability to express ideas clearly, concisely, orally and in writing; Physical ability to perform duties.
• Working knowledge of all aspects of self-insuring Workers' Compensation, auto liability, and general liability;
• Ability to deal with third party claimants and employee claimants;
• Ability to establish and implement risk identification programs;
• Knowledge of governmental operations and tort law relating to governmental entities.