Dealer Credit Analyst

Overview Job Description - Dealer Credit Analyst (MER00041V1) Job Overview Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority. Responsibilities Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority. Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and previous experience with the dealership. Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of Mercedes-Benz Financial Services. Prepare and maintain dealer document files in accordance with established procedure. Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements. Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions. Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews. Qualifications Applicants must be legally authorized to work in the U.S. at time of application. Relocation assistance will not be provided. Minimum of 3 years overall work experience. Preferred experience includes: Accounting - General (1 year); Business - General (3 years comprehensive); Credit - (3 years comprehensive); Finance - General (1 year). Education: High School Diploma/GED required; Bachelor's Degree preferred. Recommended majors include Accounting, Business Administration, Finance, Mathematics, Statistics. Additional Knowledge: 3-5 years prior credit experience in a lending environment preferred; Experience in Wholesale Audit preferred; fundamental accounting and finance knowledge. Skills: Analytical skills to collect and establish facts and identify trends and variances; ability to integrate information from varied sources. Additional Skills: Salesforce, Microsoft Edge, Word and Excel; Experience with Sopra DM, SFPW CAP Loan system, GeoFence, and/or CRD preferred; Customer Focus; Flexibility & Adapting to Change; Relationship Building; Attention to Detail; Teamwork and Collaboration. Recommended Prerequisites: Retail Credit Analyst; Wholesale Inventory Auditor. Posting Statement If you were not re-directed successfully after clicking the “Apply for this job” button, please click the following link to search and apply for the role on the local career portal: Benefits Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. EEO EEO/Minorities/Females/Disabled/Vets Organization Mercedes-Benz Financial Services USA LLC Primary Location: United States of America-Texas-Fort Worth Work Locations: 14372 Heritage Parkway Fort Worth 76177 #J-18808-Ljbffr Daimler Trucks North America LLC