Credit Officer

Credit Officer The Commercial Credit Officer job primarily underwrites commercial lease transactions sourced through various platforms including but not limited to Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role will work closely with all credit personnel, platform sales managers/associate, and VEF support groups. Key Responsibilities and Duties Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy. The lease transactions will range in size small ticket to large, more complex, transactions that will require detailed underwriting. Presents analytical results and written conclusions to all levels of management and/or credit committees. Establishes and maintains a strong working relationship with VEF originations and operations teams. Completes documentation review and administration up to individual credit authority. Processes appeals and changes to original decisions. Reviews financial condition of vendor, partner, payee, and/or customer. Provides coaching and training of junior credit staff. Ability to exercise single signature credit authority of up to $2MM Minimum Qualifications 5+ years of experience in Commercial Credit Previous experience underwriting for a financial services company Preferred Qualifications 7+ years of experience in Commercial Credit Previous experience in the Equipment Finance industry Educational Requirements University (Degree) Preferred Physical Requirements Sedentary Work Pay Range $121,500 - $164,300 Pay & Benefits Summary EverBank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company: 401(k) savings Additional wellness & voluntary benefits Life and Disability Insurance Job Description Disclaimer This job description is not intended to be a comprehensive list of duties, responsibilities or activities that are required to perform this job. Duties, responsibilities and activities may change without notice. #J-18808-Ljbffr