Sr. Underwriter Personal Lines E&S Homeowners

Role Overview DUAL North America is seeking a Senior Underwriter for the E&S Homeowners division. The Senior Underwriter plays a vital role in executing company strategies and producing high volume profitable risks while developing and maintaining agency relationships. This role reports to the VP Underwriting, E&S Homeowners and includes a salary range of $120,000.00–$150,000.00 with travel expectations of 20–30%. Responsibilities Responsible for assessing risk, allocating rate, applying appropriate terms, and driving profitability growth in line with DUAL strategy. Emphasize production growth and retention to meet or exceed established goals. Perform independently using appropriate underwriting tools, rules, underwriting guidelines, and regulatory insurance laws within the assigned Level of Authority. Review inspections in a timely manner and identify all hazards with recommendations on how to correct or mitigate adverse conditions. Develop and maintain agency relationships through in‑person visits, phone interactions, and virtual meetings in collaboration with the Distribution team. Provide guidance, knowledge, and development of other team members. Complete tasks efficiently and proactively while maintaining work and life balance. Maintain a strong awareness of those aspects of the insurance industry that directly bear on key responsibilities and accountabilities. Maintain superior business relations with internal and external parties. Perform assigned projects and portfolio reviews. Maintain carrier compliance and adhere to binding authority agreements. Establish and maintain strong relationships with key retail and wholesale agency partners, serving as the underwriting resource. Drive agency performance through clear appetite communication, production targets, and portfolio stewardship discussions. Support onboarding of new agents, including training on underwriting guidelines, product positioning, and submission expectations. Qualifications Bachelor’s degree in Business preferred. 7+ years of relevant underwriting experience in California and western states. Prior non‑admitted underwriting experience preferred. High level understanding of technical underwriting principles and risk assessment. Strong analytical, negotiation, and decision‑making skills. High level broker/client engagement and relationships. Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint). Demonstrated ability to handle complex risks with sound judgment. Highly self‑motivated with strong attention to detail. Ability to emphasize prioritization with desk management and production goals. Must work well in a team environment; collaboration and teamwork are at the core of the organization. Ability to travel 20–30% as required for client meetings, conferences, or industry events. Must remain in a stationary position approximately 50% of the time, with occasional movement throughout the office to access files and equipment. Benefits Yes, we offer all the usual rewards and benefits – including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. EEO Statement We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. #J-18808-Ljbffr 4001US00 DUAL North America Inc