Commercial Lender

Job Details Job Location: LawrenceburgLocation - Lawrenceburg, TN 38464 About UsBank of Frankewing has been a trusted local financial resource, proudly serving our community with integrity and dedication. As a family-oriented institution, we prioritize building long-lasting relationships and creating a supportive work environment for our employees. With a legacy of service and commitment, we continue to provide personalized banking solutions that meet the needs of our customers and offer a great place to grow your career. Key Responsibilities Develop and manage a portfolio of commercial customers, including owner-occupied real estate, commercial & industrial (C&I), and small business loans. Proactively generate new business through referrals, prospecting, and community involvement. Analyze financial statements, tax returns, cash flow, collateral, and credit risk to structure appropriate loan solutions. Prepare credit memorandums, loan presentations, and recommendations in accordance with loan policy. Maintain strong working knowledge of bank products and cross‑sell treasury, deposit, and other bank services. Monitor loan performance, covenant compliance, and overall credit quality of assigned relationships. Conduct annual reviews and renewals; identify and address credit concerns early. Work collaboratively with credit administration, loan operations, and senior management. Ensure all lending activities comply with bank policies, procedures, and regulatory requirements. Represent the bank professionally within the community and business development events. Build long‑term relationships with business owners, CPS, attorneys, and community leaders. Participate in local chamber of commerce, civic organizations, and networking groups. Act as a visible ambassador for the bank’s mission and values. Qualifications Education and Experience Bachelor’s degree in Finance, Accounting, Business, or related field preferred. 3 years of Commercial Lending or related banking experience preferred. Strong understanding of commercial credit analysis and underwriting. Skills & Competencies Excellent relationship‑building and communication skills. Strong analytical and financial statement analysis abilities. Sound judgment with a conservative, risk‑aware lending approach. Ability to manage multiple relationships and priorities effectively. Knowledge of state and federal banking regulations. Proficiency in loan systems, Microsoft Office, and financial spreading software. Benefits Be part of a mission‑driven organization that makes a difference. Work alongside dynamic leaders and visionary board members. Enjoy opportunities for professional growth and development. Join a trusted, community‑oriented institution with a legacy of 103 years in banking. #J-18808-Ljbffr