Manager - Risk & Insurance

Risk Manager

Working at Frontier Airlines

At Frontier, our mission is to Make Every Flight Count. That mission guides how we support our customers, our people and the operation every day.

As a Frontier employee, your work connects to more than a single role. Whether you're supporting flights, helping customers, maintaining aircraft, leading teams or working behind the scenes, you help create a travel experience that is safe, reliable and built around value.

Our work is guided by our core values: customer first, safety always, operational excellence and one team. These values shape how we make decisions, support each other and deliver for the people who count on us.

Support for work, life and travel

Frontier offers benefits, programs and travel privileges designed to support eligible employees at work and beyond. Availability may vary by role, employment status, eligibility, location, schedule, applicable policies and current plan details.

Depending on role and eligibility, available benefits and programs may include:

• Medical, dental and vision coverage
• 401(k) retirement savings options
• Paid holidays, vacation time and sick time
• Travel privileges on Frontier Airlines and participating partner airlines, based on current program rules and availability
• Buddy passes, based on eligibility and program rules
• Travel-related discounts and employee discounts on select products, services and vendors
• A hybrid schedule for eligible headquarters roles based in Denver, Colorado
• Business casual dress options for eligible corporate and support roles
• Employee support programs and resources, including the HOPE League, Frontier Airlines' nonprofit organization

About Frontier Airlines

Frontier Airlines is a Denver-based airline serving destinations across the United States and select international markets. Our people support every part of the travel journey, from airport operations and flight crews to aircraft maintenance, customer support, corporate teams and more.

We're focused on delivering meaningful value by making travel more accessible, practical and easy to personalize for our customers. Across the airline, our teams help support a safe, reliable and efficient operation while continuing to strengthen the experience for the people who choose Frontier.

What Will You Be Doing?

The Risk Manager is a key member of Frontier's Treasury organization, overseeing the company's insurance program strategy, annual renewals, damage and liability claims, insurance coverage analysis, and management of all risk related financial instruments including letters of credit, surety bonds, and guarantees.

This is a role best suited for an experienced insurance or risk professional from an insurance broker, carrier, or corporate risk team. The Risk Manager partners with senior leaders across Operations, Finance, and Legal to safeguard Frontier's assets, improve financial resilience, and ensure the airline maintains a best in class risk posture.

Essential Functions

Risk Management

• Lead the annual renewal of all insurance programs, partnering with brokers when appropriate (aviation hull & liability, property, cyber, D&O/, workers' compensation, auto, etc.), including underwriting submissions, pricing negotiations, and program structure optimization.
• Serve as the primary relationship manager for brokers, underwriters, and claims adjusters; drive accountability for service, responsiveness, and technical support.
• Conduct in?depth insurance coverage reviews to ensure alignment with Frontier's risk tolerance, industry standards, and regulatory requirements.
• Oversee the complete damage and liability claims lifecycle, including intake, investigation coordination, documentation, carrier engagement, and recovery of claim proceeds.
• Partner with Operations, HR, Safety, and Legal to strengthen incident reporting quality, improve loss control practices, and reduce claim severity and frequency.
• Monitor insurance market conditions, rate trends, litigation developments, and emerging risks impacting Frontier's cost structure or exposures.

Financial Instruments & Guarantees

• Manage all letters of credit, surety bonds, and other financial assurance instruments required by airport authorities, regulators, vendors, and contractual partners.
• Lead all related renewals, amendments, collateral reviews, and reductions, working closely with banking partners and internal teams.
• Maintain annual forecasts and reporting on LOC/bond utilization, recommending strategies to optimize liquidity and minimize cost.

General Team Management

• Provide subject?matter expertise on insurance, risk transfer, claims, indemnification, and contract language to internal stakeholders.
• Review vendor contracts to ensure insurance requirements and liability provisions appropriately protect Frontier.
• Support crisis response and incident escalation for major operational events requiring rapid claims or insurance involvement.
• Prepare materials for senior leadership, Board presentations, audits, and regulatory requests related to risk and insurance.
• Lead continuous improvement initiatives to enhance data quality, reporting accuracy, process efficiency, and risk transparency.
• Partner with Business Intelligence and Data Engineering teams to enhance data infrastructure, source quality, and analytical capabilities.

Other Functions

General Team Management

• Attend various industry related conferences.
• Support cross departmental business intelligence initiatives/ task forces as a representative
• Align team goals with broader organizational goals of Low Fares Done Right and the Ultra Low Cost Carrier Model

Qualifications

• Bachelor's degree or advanced degree in finance or business
• 3-5 plus years of experience in insurance or risk management related role
• Prior supervisory experience preferred
• Previous airline experience preferred

Knowledge, Skills and Abilities

• Advanced proficiency in Microsoft Word, PowerPoint and Excel
• Excellent verbal written and analytical skills
• Ability to work independently and meet deadlines
• Ability to communicate in a positive and effective manner with subordinates, peers and all levels of management
• Ability to work with confidential material
• Experience with and understanding of advanced analytical techniques specifically utilizing scientific computation software such as python (data science) and reporting tools such as PowerBI
• Knowledge of assessing and recommending creative and time-sensitive solutions
• Strong influence and negotiating skills

Equipment Operated

Standard office equipment, including PC, copier, fax machine, printer

Work Environment

Typical office environment (4 days in office/week), adequately heated and cooled.

Physical Effort

Generally, not required.

Supervision Received

General Direction: The incumbent normally receives little instruction on day-to-day work and receives general instructions on new assignments.

Positions Supervised

Treasury Analyst, I, II, Senior

Salary Range - $100,104 - $132,870 This posting has a closing date of 9/30/2026 midnight MT.

Workplace Policies

Disclaimer: The above statements are intended only to describe the general nature and level of work required of the referenced position; they are not intended to be an exhaustive list of all responsibilities, duties, and skills required of individuals in this position. Please be advised that duties and expectations of this position may be subject to change.

Frontier Airlines, Inc. is an equal opportunity employer and, as such, is committed to providing equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, national origin, age, marital status, veteran status, sexual orientation, gender identity or expression, disability status, pregnancy, genetic information, citizenship status or any other basis protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Frontier Airlines is a Zero Tolerance Drug-Free Workplace. All prospective employees are subject to pre-employment testing for the following drugs and their metabolites: Marijuana, Cocaine, Amphetamines, Opioids and Phencyclidine (PCP). Further, any applicant who is found to have tested positive on any required drug or alcohol test at a former employer will be considered ineligible for employment with Frontier.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for