Credit Analyst

Credit AnalystResponsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process and performance improvement and assume leadership responsibilities of the team as needed. Reports to Regional Originations Manager.Essential Duties And Responsibilities:All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stips for validity (not fraudulent), and in general assuring that the deal "makes sense" for Westlake to put on the books.Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal. Investigate any potential fraudulent stipulations or applications as needed.Accountable for deal performance through tracking of early charge-offs in buyer's portfolio. Directly supervises his/her DSR. Return on Assets will be measured for all deals booked.Providing excellent customer service to all dealers and sales repsMaking and receiving a large volume of callsCalling Westlake dealerships for a variety of support- and sales and credit-related issues.Managing e-mails & faxes, inbound and outbound calls effectively.Generating and distributing reportsEssential Knowledge, Skills & Licenses:Must have excellent communication/interpersonal skillsSolid Critical thinking abilitiesAble to problem-solveSupervision/leadership abilitiesAbility to work under pressure and in a fast-paced environmentAbility to adapt to changeStrong communication skills (Written and Verbal)Detail-orientedExceptional time management & organizational skillsWindows (98, 2000, XP, Vista)Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)Quickly analyze situations and make decisionsAbility to multi-task and excel in a fast-paced environmentPay Rate:$18.47 per hour plus OT & BonusTotal Compensation Range of $60,000 to $70,000 annuallyThe exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.What Benefits Do We Offer?Medical, Dental, and Vision benefitsLife Insurance and Long-term disability plansFlexible Spending Account401K matchingEmployee Stock Ownership Program in a $18.2 Billion Company, plus company matchingWellness ProgramsMetro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)Career Path OpportunitiesDiscounts on Parks, Museums, Movie Tickets, and AttractionsEmployee Loan AssistanceAnnual Flu ShotPaid Vacations DaysPaid Sick daysPaid holidaysHGym (available in our Los Angeles, CA & Dallas, TX office)Rental Car Discounts, Dell Member Purchase ProgramUKG WalletAcknowledgmentWe will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.