Credit Risk: ISG Counterparty, Financials - Associate

Firm Risk Management Overview Firm Risk Management (FRM) supports MorganStanley to achieve its business goals by partnering with business units across the firm to realize efficient risk‑adjusted returns, acting as a strategic advisor to the Board and protecting the firm from exposure to losses as a result of credit, market, liquidity, model and other risks. The role will reside within the Firm Risk Management’s Credit Risk Management division, which is dedicated to evaluating credit risk transactions, considering the availability and appropriateness of arrangements for risk or risk mitigation to financial institutions. The division assigns internal credit ratings, establishes and manages credit risk limits in accordance with the risk tolerance established by the Board, monitors and reports on credit risk exposures on a regular basis to the Chief Credit Officer, Chief Risk Officer and FRM, as well as regulators, and interacts with business units to ensure credit risk assessments are factored into business decisions. Responsibilities Perform credit analysis for new clients, annual/quarterly reviews and present opinions and recommendations on assigned coverage portfolio. Review trade requests from business/origination teams and understand credit exposure impact, tenor details, structure, etc. Negotiate documents with counsel and counterparties to incorporate relevant credit terms. Prepare portfolio reports to communicate industry trends, limit usage/excesses, changes in ratings, LGD and appetite to business and senior risk managers. Represent Credit Risk in US Bank, CCP and FMI forums. Qualifications Bachelor’s degree is required. Finance and/or accounting degree preferable. Minimum 5 years of experience in a similar role with a focus on financial institutions credit analysis. Ability to effectively communicate and collaborate with a wide range of stakeholders, both written and verbally. Familiarity with trading documents including ISDAs, CSAs etc preferred, as well as lending facilities. Experience in counterparty stress testing. Familiarity with FMI operations and CCP rule books. Strong attention to detail and ability to provide information in usable formats. High motivation and initiative taker. Interest in working in a fast‑paced environment and ability to effectively prioritize deliverables. Compensation Expected base pay rates for the role will be between $100,000 and $140,000 per year at the commencement of employment. Base pay, if hired, will be determined on an individualized basis and is only part of the total compensation package, which may also include commission earnings, incentive compensation, discretionary bonuses, other short and long‑term incentive packages, and other MorganStanley‑sponsored benefit programs. Equal Opportunity Employer MorganStanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed and advanced based on their skills and talents. EEO Statement For more information, please visit: #J-18808-Ljbffr 474 MS Services Group, Inc.