Credit Analyst - LATAM Multinational Corporates

An International Bank located in midtown NYC is seeking a qualified Associate level candidate to join their growing Corporate Banking platform. The Credit Analyst is responsible for managing all credit issues relating to assigned NY and Mexico corporate accounts (mixed portfolio of Mid-Market, Large Corporate and Key Account customers). Responsibilities will include preparation of credit applications, periodic reviews, and ratings and ensuring regulatory compliance and supporting the loan and collateral documentation process. DUTIES • Assess the creditworthiness of existing/prospective borrowers (and guarantors) in various industry sectors and propose adequate loan/facility/collateral structures, terms and conditions and documentation.

• Independently prepare ratings, financial spreads, credit applications, periodic reviews, amendment and waiver decisions as well as other internal documents that relate to credit issues.
• Review loan and collateral documentation, waiver, ancillaries and amendments
• Analysis and assessment of documentation risks in complex financing structures and products.
• Regular status reporting to manager, risk committee, NY branch management and various recipients in head office based on established internal protocol (e.g. Watch List procedure).
• Proactive in suggesting improvements to credit process

SKILLS REQUIRED

• Thorough knowledge and experience in financial statement analysis (US GAAP, IFRS).
• Ability to work proactively and well under pressure.
• Good oral and written communication skills in English.
• Spanish language skills a plus.
• Team player on a group and interdepartmental basis.
• 5+ years of experience in a similar role in risk management of corporate accounts

EDUCATION

Bachelor’s degree in business, economics, or related field. #J-18808-Ljbffr The Horizon Group