Principal Associate, Underwriting - CDFI

Principal Associate, Underwriting - CDFI Responsibilities Support preparation of credit approval packages. Assist in due diligence, underwriting or asset reviews of individual transactions in compliance with policies and procedures. Support portfolio management activities by monitoring financial performance and risk exposure. Conduct financial analysis and modeling to assess feasibility. Gather market data to support underwriting, asset or portfolio reviews. Partner with internal teams to ensure adherence to regulatory and internal policies. Lead the analysis and evaluation of opportunities, ensuring financial viability aligns with the organization’s risk appetite and social impact goals. Monitor the portfolio performance for both financial health and social impact performance, collaborating with internal teams to ensure ongoing compliance with CDFI certification and grant funding requirements. Identify and implement process improvements for capital deployment, impact reporting, and partner relationship management to maximize community reach and operational efficiency. Contribute to process improvements to enhance operational efficiency. Basic Qualifications High School Diploma, GED, or Equivalent Certification At least 4 years of experience in credit, lending, relationship management, or any combination of the three At least 1 year of experience with mission-driven lending or investments or community development lending or investments Preferred Qualifications Bachelor’s Degree or Military Experience 5+ years of experience in program management, CDFI, small business lending, or any combination of the three Experience collaborating with and coordinating a variety of stakeholders, including more senior stakeholders Completion of formal credit training program, or equivalent work experience At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $131,300 - $149,800 for Principal Associate, Community Finance Richmond, VA: $119,400 - $136,200 for Principal Associate, Community Finance Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. #J-18808-Ljbffr