Underwriter II (Marine)

Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market. Backed by one of the leading private equity firms, Onex Partners, and led by a forward-thinking management team, ISC is combining the worlds of insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products for a range of industries and “Main Street USA”, we are looking for the right people to help us in our mission of achieving exponential growth. We strive to be the number one place to go for brokers and agents to source insurance. To accomplish this, we’re building a digitally focused team that deeply understands the intersection between user experience, data, and AI/ML to optimize the way we engage with our customers and partners. Job Summary The Underwriter II (Marine) will support our growing Marine team handling various classes of marine business including cargo, hull, inland marine, project cargo and GL. Review applications for insurance and evaluate applications to determine whether to accept or decline coverage based on established underwriting guidelines. Determine the level of coverage to be offered and appropriate pricing based on the exposures presented and individual risk characteristics. Assess excessive risks and determine value of policy to ensure safe and profitable distribution of risks. Become familiar with various marine insurance business segments and industry terminology. This is a career-level position. Position Responsibilities Adhere to underwriting guidelines and execute underwriting and pricing strategies to maintain profitability goals. Use level of authority to accept, reject, or mitigate risk for applications. Approve or decline insurance applications within certain limits and issue coverage and prepare referral submission for risks exceeding individual authority. Responsible for own portfolio of renewal business as well as producing new business Converse with potential or current assureds and/or brokers regarding coverage options and policy language. Collaborate, contribute, and create in the manuscription of policies/endorsements Ensure that underwriting activities comply with all industry and government regulations. Documentation of Underwriting files including risk analysis and pricing justification in accordance with established underwriting standards. Collaborate closely with the underwriting team to finalize coverage. Utilize multiple databases to gather and verify supplementary data for submissions and leverage specialized software to compare risks ensuring accurate policy pricing. Respond to broker’s needs, providing guidance and assistance tailored to their insurance needs. Process accounts from approved quotes through to policy issuance with accuracy and efficiency. Minimum Qualifications Minimum 3 years of underwriting or related insurance experience required (marine underwriting background a plus) CPCU, CIC, CRIS, Property & Casualty Brokers License, etc. a plus Strong customer service experience including proficiency in verbal and written skills Proficiency in Microsoft Office Suite and ability to quickly learn industry-specific software Ability to work collaboratively with team members and other departments Strong desire to learn, explore new ideas, and seeking out new knowledge as part of the overall marine underwriting process Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities Role Progression The next role is Senior Underwriter. This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process. The starting annual pay scale for this position is listed below. Actual starting pay will be based on factors such as skills, qualifications, training, and experience. In addition, the company offers comprehensive benefits including medical, dental and vision insurance, 401(k) plan with match, paid time off, and other benefits. ISC's salary ranges are determined by role and level. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations and could be higher or lower based on a multitude of factors, including job-related skills, experience, and relevant education or training. National Pay Range: $72,216 USD - $90,271 USD Benefits of Working at ISC Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows Owner Referral Program Work from home reimbursement for remote/hybrid roles Canary emergency financial assistance program Life/AD&D Insurance Confidential, Employee Assistance Program Health Savings Account, includes company contribution Short-term disability Voluntary benefits - supplemental accident, critical illness, hospital insurance 401(k) Plan with company match contribution Addition Wealth Financial Wellness Program Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, gender, gender identity, sexual orientation, marital status, medical condition, genetic information, mental or physical disability, military or veteran status, or any other characteristic protected by local, state, or Federal law. Must be legally authorized to work in the United States. ISC participates in the Federal E-Verify program. #J-18808-Ljbffr ISC (Integrated Specialty Coverages, LLC)