Senior Data Scientist, Home Lending

Data Scientist The Wealthfront Data Science Team utilizes our rich financial and behavioral data to influence key product and marketing decisions, as well as to safeguard our client's information and assets. The team draws from backgrounds in Statistics, Operations Research, Computer Science, Economics, and Natural Sciences. We value analytical rigor, clear communication, and proactivity. We believe that good ideas can come from anywhere and encourage Data Scientists to pursue self-directed explorations in search of business value. The Data Scientist in this role will be primarily embedded within Wealthfront's new and quickly-growing Home Lending area. The vision of this area is to enable our clients to grow their wealth through leveraged home ownership. Responsibilities Build predictive models for potential purchasers or refinancers in our client base to enable efficient and targeted outreach Analyze user behavior in web-based home lending tools and flows to identify patterns and optimize these experiences Interpret and contextualize statistical results for business stakeholders and help translate numbers into recommendations Expectations Demonstrate a high degree of independence, proactivity, and curiosity - be the first to identify opportunities Formulate project plans with clear rationale, candidate approaches and milestones Communicate clearly and effectively with partners both within and outside the home lending area, through written documents, presentations, and in-person or video meetings Identify key initiatives for the Home Lending area and champion the role of Data Science within these initiatives Employ a high degree of mathematical rigor and best practices for software development. Enhance overall Data Science team execution through hands-on help, design feedback and peer review Depending on experience and interest, management of more junior Data Science team members. Requirements A Master's or a PhD degree in a quantitative field such as Statistics, Operations Research, Computer Science, Economics or Natural Sciences, with 6+ years of prior experience in a Data Science role. Exceptions to these requirements may be considered on a case-by-case basis. Strong communication and collaboration skills and a record of partnering across organizations to sharpen project requirements. Sometimes this includes re-framing the original request to solve a more general problem with similar effort. Hands-on mathematical and software engineering skills to execute on complex projects. Proficiency in Python and SQL. Desire and ability to mentor junior Data Scientists within the team by exemplifying math, engineering and technical communication skills. Estimated annual salary range: $185,000 - $211,000 USD plus Equity. Plus benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more! About Wealthfront Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money. We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including: A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features. A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions. Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing—which we offer at industry-leading low costs and accessible minimums. Our award-winning products have attracted over 1 million clients who trust us with more than $85 billion of their hard earned savings—and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk! Wealthfront