Mortgage Loan Originator II

Mortgage Loan Originator II

Fully Remote • TX - Parmer HQ - Austin, TX 72727

Overview

Salary Range $31,200.00 Salary Position Type Full Time Education Level High School Category Real Estate Lending - Sales/origination

Description

High earners in this REMOTE position have the potential to make $241,000-$461,000+ per year in base, incentives, and bonus earnings combined. This person will rely primarily on self-generating leads.

Amplify Credit Union is putting wealth-building power of home ownership into the hands of more Texans. In addition to being named a Top Workplace by the Austin American-Statesman seven years in a row, we're proud to say that we are the first full-service financial institution that doesn't have deposit fees of any kind.

We're looking for a Mortgage Loan Originator to join our mortgage lending team in serving existing members and procuring new members through the origination of quality real estate loan products. This is a field-based position that emphasizes self-generated business development, community engagement, and strong pipeline management in addition to member service.

As a Mortgage Loan Originator with Amplify, you will enjoy the best support and industry technology available.

• Our incentive program is one of the best in the industry. We offer a top-tier incentive plan designed for top producers who want to grow and earn big.
• We are an Agency Direct Lender offering Conventional, FHA/VA/USDA, Jumbo, Second lien, and Portfolio Products.
• We use Encompass, Optimal Blue, and Salesforce to make the lending process as streamlined as possible.
• An entire marketing department will assist you in all areas (from listing sheets to social media blogs and posts).
• We provide daily leads to complement your self-generated business.
• As a credit union (depository), we lend in the whole state of Texas.

Responsibilities

• Develops and nurtures relationships with prospective and existing borrowers through self-sourced and assigned leads to generate mortgage loan volume.
• Drives business development through community engagement, partnerships with real estate professionals and local organizations, and active use of social media to build brand awareness and generate leads.
• Meets with borrowers and referral partners in the field to originate mortgage loans, maintaining consistent pipeline activity and reporting progress to management.
• Advises borrowers on available mortgage products, sets clear expectations for the loan process, and maintains up-to-date knowledge of lending options.

Qualifications

• At least 2 years of recent mortgage lending experience.
• Experience in proper loan pricing based on credit union rate determinations and understanding the use of points or discounts.
• Registration as a MLO with the Nationwide Mortgage Licensing System (NMLS) and Registry on an annual basis in addition to maintaining updates as needed.
• Must have experience with Desktop Underwriter and/or Loan Prospector underwriting systems and packaging of conforming loan standards.
• Be efficient with the use of a personal computer, Microsoft Office products (Excel, Word, and PowerPoint), Credit Bureau Systems and financial calculators.
• High school diploma or GED.
• Must be bondable.
• Must have reliable internet access of 50MBPS which is the minimum speed required to connect to several of our systems and platforms.

Preferred Qualifications

• Bachelor's degree in business or related field.
• FHA and VA origination experience a plus.
• Prior experience using Encompass.

What We Offer

To build a better bank, you must build a better team. We want your time at Amplify to be a jumping-off point for personal and professional success. This means offering growth opportunities, including paid volunteer hours and development programs that will engage you with the community and help you advance your career:

• Customized volunteer opportunities with our signature partners (Saint Louise House).
• Additional paid time off for volunteer-related activities.
• Undergraduate and graduate tuition benefits for eligible full-time and part-time team members.

Starting Pay and Benefits

This role offers base pay of $31,200 per year and up to 130 basis points incentive pay per loan. It also entails the benefits available to all Amplify employees, including a 401(k) with a company match of 100% on the first 5% you contribute.

This remote role is available to candidates living in the state of Texas.