Senior Underwriter
$50kCraft Recruiting
Senior Underwriter
We are partnering with a fast-growing financing firm to hire a Senior Underwriter for their revenue-based financing business. This is the first senior underwriting hire and a ground-floor opportunity to define underwriting standards, protect the portfolio, and partner directly with leadership as the company scales.
Defined As a Senior Underwriter, you will be the trusted final decision-maker on merchant cash advance and revenue-based financing deals (average size ~$50k). You'll run merchant interviews, conduct deep risk analysis, and structure offers that balance competitiveness with repayment sustainability. This role sets the tone for risk culture and has a clear path to Director of Underwriting or CRO.
Why This Role is Essential Sound underwriting is the backbone of sustainable financing. Your ability to analyze repayment capacity, evaluate risks, and protect the portfolio ensures capital is deployed responsibly and the business can scale with integrity.
Background Great candidates for this role may come from:
- 5+ years of revenue-based financing or merchant cash advance underwriting experience
- Proven ownership of final underwriting decisions, not just junior or pre-fill work
- Experience with A/B paper deals (~$1M revenue businesses, 600–700 FICO, strong payment history)
- Track record of conducting merchant interviews and probing repayment risk
- Steady career progression without chronic job-hopping
What You'll Do
- Lead final underwriting for MCA/revenue-based financing deals (~$50k average size)
- Conduct repayment capacity reviews, default analysis, and portfolio risk assessments
- Run direct interviews with merchants to evaluate needs, risks, and financing suitability
- Collaborate with junior underwriters and pricers to structure balanced offers
- Protect the firm's capital by acting with a portfolio manager mindset
Skills and Competencies Required:
- 5+ years of MCA/revenue-based financing experience with final underwriting responsibility
- Strong analytical skills for repayment, default, and risk evaluation
- Comfort running direct merchant interviews and assessing repayment honesty
- Integrity, resilience, and ability to thrive in a competitive industry
- Willingness to be onsite daily in Miami (relocation supported)
Desired:
- Experience mentoring junior underwriters or leading risk culture
- Background in firms such as Credibly, Fox Funding, Vox, Libertas, Wallstreet Funding, Simply (avoid CFG/Specialty Capital)
- Portfolio protection mindset with a record of long-term success in deal screening
What's In It for You
- Competitive base salary ($80k–$120k) plus performance upside (OTE: 150-$200K)
- Direct CEO exposure and leadership visibility
- Ground-floor role with clear growth into Director or CRO
- Relocation assistance and medical benefits provided
Vacancy posted 3 days ago
Similar jobs that could be interesting for youBased on the Senior Underwriter in Miami, FL vacancy
$50k
...Senior Underwriter We are partnering with a fast-growing financing firm to hire a Senior Underwriter for their revenue-based financing business. This is the first senior underwriting hire and a ground-floor opportunity to define underwriting standards, protect the...SeniorRelocation packageCraft Recruiting
Miami, FL5 days ago- ...DescriptionAs a Senior Production Underwriter specializing in Wholesale Excess & Surplus (E&S) Casualty, you will underwrite policies within delegated authority, exercising sound judgment and analytical rigor to assess and price complex risks. This role requires making...SeniorLocal area
Liberty Mutual Insurance
Doral, FL1 day ago - ## Senior Treaty Underwriter - Caribbean MarketsApplylocations: Miamitime type: Full timeposted on: Posted 30+ Days Agojob requisition id: RQ12423**About MS Reinsurance**MS Reinsurance is a global reinsurer domiciled in Switzerland with underwriting offices in Zurich, Bermuda...SeniorWorldwide
MS Amlin
Doral, FL1 day ago - Liberty Mutual Insurance is seeking a Senior Production Underwriter specializing in Wholesale Excess & Surplus (E&S) Casualty in Miami, Florida. This role involves underwriting complex risks, managing a portfolio of brokers and agents, and collaborating with internal stakeholders...Senior
$100k - $110k
Atrium Staffing, located in Miami, Florida, is looking for a Senior Real Estate Underwriter to underwrite commercial real estate loans, collaborate with teams, and conduct market research in Florida. The ideal candidate has 5+ years of underwriting experience, advanced...Senior$100k - $110k
Client Overview Our client is a private equity firm based in New York, hiring a Senior Real Estate Underwriter to join their growing team in Miami, Florida. Salary/Hourly Rate $100k - $110k plus Bonus Position Overview The Senior Real Estate Underwriter position is primarily...SeniorHourly pay- Senior Underwriter Property & Construction page is loaded## Senior Underwriter Property & Constructionlocations: Miami, FLtime type: Full timeposted on: Posted Todayjob requisition id: JR4012**Join Starr, a global leader in commercial insurance with over a century of expertise...SeniorWork experience placementLocal areaWorldwideHome office
$125k - $200k
...Senior Underwriter Location: North Miami Beach, FL Compensation: $125K$200K OTE A high-growth specialty finance platform serving small and mid-sized businesses is hiring a Senior Underwriter to drive credit quality across both MCA and private credit products. This...Senior- MS Amlin is seeking a Senior Treaty Underwriter for Caribbean Markets based in Miami. This leadership role involves quoting and underwriting Caribbean Reinsurance Treaty accounts, maintaining client relationships, and strategic oversight of underwriting performance. Ideal...Senior
- ...Commercial Lines Senior Underwriter Chubb Commercial Insurance is currently seeking a skilled Commercial Lines Senior Underwriter to join the Middle Market Commercial Insurance team in Houston. As a Senior Underwriter, responsibilities will include managing a renewal...SeniorLocal areaHome office
- Health Network One is looking for a Principal Underwriter in Miami, FL. The successful candidate will oversee the pricing strategies for health plans while ensuring data integrity and accuracy. Ideally, you possess a Bachelor's degree and 10+ years of experience in underwriting...SeniorRemote job
- Job Title: AVP, Underwriter - U.S. Environmental Insurance Location The position can be based out of our Alpharetta, Nashville, Miami and Charlotte offices. Overview As an AVP, Underwriter, you will be responsible for underwriting both renewal and new business Environmental...SeniorFlexible hours
- A leading commercial insurance firm in Miami is hiring a Senior Underwriter for Property & Construction. You will develop and manage insurance portfolios in Latin America, requiring a minimum of 10 years of relevant experience. Fluency in both Spanish and English is essential...Senior
- ...Key Responsibilities Build pricing and underwriting models and analyses to guide new deal pricing and review of existing pricing arrangements Perform detailed medical cost, utilization, and trend analyses to support rate development and pricing recommendations...Contract work
Health Network One Inc
Miami, FL5 days ago $16 - $17 per hour
...solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical Insurance Underwriter Agent to join our high-performing operation. This role is ideal for licensed professionals who thrive on evaluating risk,...Hourly payFlexible hoursGoldenTrust Insurance
Doral, FL2 days ago$88k - $120k
...Underwriter, Reinsurance Everest Reinsurance Company's International Financial Lines Facultative Team is seeking an experienced Financial Lines Underwriter to join the team in Miami. In this role, you will leverage strong technical underwriting expertise, analytical rigor...Full timeWork at officeEverest
Doral, FL2 days ago$43.75 - $70 per hour
...specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Commercial Credit Underwriter III analyzes, underwrites and may act as the final decision authority on commercial loan applications while following sound...Work at officeLocal areaWork from homeFlexible hoursTD Bank
Coral Gables, FL5 days ago$108.28k - $170.15k
...National Account Strategic Underwriter Location: This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office...Contract workWork experience placementWork at officeLocal area2 days per week1 day per weekElevance Health
Doral, FL1 day ago- ...any deviation from credit programs and policy. Conduct analysis/underwriting functions, as needed. Provide support on new business... ...originations, modifications, annual reviews, and other presentations to senior management. Administer and monitor maturities and...TraineeshipWork experience placementRemote work
Amerant Bank
Coral Gables, FL1 day ago $65k - $85k
...Underwriter Position at Biz2Credit At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption...Biz2Credit
Miami, FL1 day ago$80k - $120k
...A leading insurance company in Miami is seeking an experienced Underwriter to assess and approve new insurance policies and renewals. The role involves evaluating and pricing business while ensuring compliance with underwriting criteria. Candidates should have a tertiary...QBE Americas, Inc.
Doral, FL1 day ago- General Job Title: Underwriter - Cyber Risks Division: Cyber Risks Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers. Job Summary: To underwrite a Cyber & Technology account within the US Cyber Risks team...Contract workTemporary workWork at officeImmediate startHome officeFlexible hours
Beazley Group
Miami, FL5 days ago - Ymp-Real-Estate-Management-2 is seeking a Senior Executive Assistant to support a high-profile Principal in Miami Beach. This role requires 24/7 availability and the ability to handle dynamic tasks while ensuring nothing falls through the cracks. The ideal candidate thrives...Senior
$80k - $120k
...Opportunity: The purpose of this role is to assess and approve new insurance policies and renewals in accordance with specific underwriting criteria, ensuring compliance with established guidelines and service benchmarks. Location: Miami, Florida Work Arrangement: This...Full timePart timeWork experience placementWork at officeWork from home2 days per week3 days per weekQBE Americas, Inc.
Doral, FL5 days ago- ...Miami, FL is seeking an experienced Environmental Principal to lead their Florida Environmental Assessment & Remediation Team. This senior role focuses on ensuring project quality and client satisfaction while mentoring junior staff and overseeing comprehensive...Senior
- United Auto Insurance in Miami is looking for a Florida Specialty Underwriter to assess risks associated with property and casualty insurance. The role involves reviewing new business applications, underwriting transactions, and ensuring compliance with company guidelines...Remote jobFlexible hours
- Biz2Credit is looking for an Underwriter to join their Miami office. The ideal candidate will evaluate loan applications and perform financial analysis on small businesses. Strong analytical skills, attention to detail, and the ability to interpret financial information...Work at office
$75k - $110k
Downtown Boulder Partnership in Bay Harbor, Florida, is looking for an Insurance Underwriter to join their team. The successful candidate will evaluate insurance applications and determine coverage risks while also assessing potential risk factors. Qualified applicants...- A leading fintech company in Miami is seeking a Junior Underwriter to evaluate loan applications and support the underwriting process. This role involves financial analysis of small businesses, analyzing creditworthiness and risks to inform lending decisions. The ideal...
$88k - $120k
Everest in Miami is seeking an experienced Financial Lines Underwriter to manage a portfolio effectively. You will utilize your technical expertise and analytical skills to underwrite and develop new business opportunities while maintaining strong relationships with brokers...
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Senior Underwriter. Be the first to apply!
