Mortgage Loan Originator

Mortgage Loan Originator

The Mortgage Loan Originator is responsible for educating and assisting borrowers through the closing process and beyond by reviewing income and credit documentation, preparing all loan disclosures, closing documentation, and coordinating closing logistics. This position takes a proactive approach on loan compliance and borrower education, ensuring Habitat's internal teams have all lending compliance needs met, and by providing a positive, informative experience for the homebuyer.

The following reflects the organization's definition of essential functions for the job but does not restrict the tasks that may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.

Core responsibilities include loan origination, closing and compliance, closing operations and stakeholder management, loan sales, and systems, training and organizational engagement.

Knowledge, skills, and abilities required include advanced skills in word processing, spreadsheets, and database management, experience with loan origination software Encompass by EllieMae, excellent written and verbal communication skills, strong research skills, ability to independently seek solutions but also work well in a small team-based environment, ability to manage multiple projects simultaneously to meet tight deadlines, ability to identify patterns, anticipate challenges and proactively develop solutions, exceptionally organized and detail-oriented, excellent interpersonal skills with diverse people and populations, highly skilled at identifying and correcting mistakes, missing, or erroneous information in documents, ability to communicate with current and future homeowners with compassion and patience, and ability to adapt to changing business needs and provide cross-functional support to other team members.

Experience required includes a minimum of 2 years' experience in loan processing, underwriting and/or origination, candidates must possess and maintain an active Colorado MLO license or demonstrate the ability to obtain licensure within a pre-defined timeframe as a condition of employment, experience in a client-facing customer service role, demonstrated proficiency in reviewing, interpreting, and explaining mortgage loan documents, fluency in spoken and written Spanish is preferred, ability to maintain confidentiality, and a related Bachelor degree (Real Estate, Business, Finance) would be helpful in this role.

Work environment and conditions include most work performed indoors at a desk in a shared office or meeting setting, with the ability to work remotely at times, ability to talk on the phone and work at a computer for extended periods of time, able to lift and carry up to 25 pounds when necessary, a valid driver's license and ability to be insured under the company's insurance policy is a prerequisite, ability to travel to and from meetings and appointments in locations and times when public transportation is unavailable, hybrid work model (minimum 2 days/week at a Habitat location, with ability to work from home the other days) being a customer facing role, it is not uncommon to be in the office additional days as required, some work outside of traditional office hours (evenings & weekends) will be required, and Habitat's office where this position will report to is located at 430 S Navajo St, Denver, CO 80223.