Mortgage Disclosure Desk Specialist

Job Description

Job Description

Benefits:

• 401(k)
• Competitive salary
• Health insurance
• Paid time off

About Us
Cazle Mortgage is a growing mortgage lender dedicated to delivering exceptional service to borrowers, referral partners, and our internal teams. We are seeking a detail-oriented Mortgage Disclosure Desk Specialist with mortgage processing experience to help ensure accurate, compliant, and timely disclosures throughout the loan origination process.

Position Summary
The Mortgage Disclosure Desk Specialist is responsible for preparing, reviewing, and issuing mortgage disclosures while ensuring compliance with federal, state, investor, and company requirements. This role works closely with Loan Officers, Processors, and Operations staff to maintain a smooth and efficient loan process.

The ideal candidate has prior mortgage processing experience, strong attention to detail, and a thorough understanding of TRID disclosure requirements.

Responsibilities

• Review new loan applications for completeness and accuracy.
• Prepare and issue initial disclosures within regulatory timelines.
• Review loan files for compliance with federal and state regulations.
• Monitor and manage disclosure queues to ensure timely delivery.
• Generate revised disclosures as required throughout the loan process.
• Coordinate with Loan Officers and Processors to resolve disclosure-related issues.
• Review fees, loan terms, and documentation for accuracy.
• Maintain compliance with TRID, RESPA, TILA, and company policies. Assist with audit requests and quality control reviews.
• Track and document disclosure activity within the LOS.

Qualifications
Required

• Minimum 2 years of mortgage processing experience.
• Working knowledge of mortgage loan origination and processing.
• Understanding of TRID disclosure requirements.
• Experience reviewing loan applications and supporting documentation.
• Strong organizational skills and attention to detail.
• Ability to manage multiple files and deadlines simultaneously.
• Excellent written and verbal communication skills.
• Proficiency with Encompass or similar Loan Origination Systems.

Preferred

• Experience in a retail mortgage lending environment.
• Knowledge of FHA, VA, USDA, Conventional, and Jumbo loan programs.
• Previous experience in a disclosure desk or compliance-focused role.

What We Offer

• Competitive compensation based on experience.
• Monthly per unit bonus.
• Supportive and collaborative team environment.
• Access to technology and tools needed for success.