Underwriter

D.R. Horton, Inc. is looking for an Underwriter in the Underwriting Department. The Underwriter will be responsible for underwriting manual loans or validating automated findings on government loans (FHA and VA). Essential Duties and Responsibilities Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA) Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn‑around time, acting on a minimum (if volume is present) of 100 loans monthly Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicable Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines Upon rejection of a loan, notify the branch of the recommendation and submit the loan to the Regional Underwriting Manager for an in‑depth second review Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company Qualifications Education and/or Experience High school diploma or general education degree (GED) One to two years of experience in the mortgage industry Proficiency with MS Office and email Preferred Qualifications Bachelor's degree from a four‑year college or university FHA Direct Endorsement Strong written and oral communication skills Excellent organizational skills and the ability to meet deadlines Ability to accurately and efficiently process and record a large volume of data Benefits Medical, Dental and Vision Employee Stock Purchase Plan Flex Spending Accounts Life & Disability Insurance Vacation, Sick, Personal Time and Company Holidays Multiple voluntary and company‑provided benefits #J-18808-Ljbffr D. R. Horton