Standby Letter of Credit Advisor - Operations

Inspire, Excel And Grow With Us

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

Are you a seasoned Standby Letter of Credit (SBLC) professional looking for an opportunity to leverage your expertise, influence complex transactions, and partner with clients on some of their most critical business needs?

At U.S. Bank Global Trade & Standby Services (GTSS), you'll join a highly respected team of trade finance experts supporting sophisticated commercial and corporate clients across the country. This isn't a production-focused roleit's an advisory position where your technical expertise, risk awareness, and relationship-building skills will be valued and relied upon.

As a Standby Letter of Credit Advisor, you'll serve as a trusted consultant to Relationship Managers, Credit, Legal, and clients, helping structure complex SBLC transactions, navigate legal documentation, and deliver solutions that support business growth while protecting the bank's interests.

Why This Role?

Be the subject matter expert on complex SBLC transactions

Influence deal structure and client outcomes

Partner directly with Relationship Managers, Credit, and Legal teams

Work on sophisticated commercial and corporate client transactions

Leverage your expertise in ISP98, UCP600, and trade finance documentation

Join an organization committed to growth, collaboration, and exceptional client service

What You'll Do

• Advise on complex standby letter of credit transactions, including issuance, amendments, and structuring considerations.
• Review and interpret credit agreements, reimbursement agreements, and related legal documentation.
• Consult with Relationship Managers, Credit, and Legal partners on transaction structure and risk.
• Serve as the go-to resource for complex, non-standard, and high-profile client requests.
• Guide clients and internal partners through the SBLC process with confidence and expertise.
• Support onboarding of new and complex client relationships.
• Deliver exceptional service while balancing risk management and business objectives.

Location & Schedule

• Hybrid schedule with 3+ days onsite per week in either Charlotte, St. Paul, or Portland
• Monday - Friday 8am-5pm local time

Basic Qualifications

• High school diploma or equivalent
• Eight or more years of relevant work experience

Preferred Skills/Experience

• Extensive experience in standby letters of credit, with strong expertise in complex deal structuring
• Strong knowledge of standby letter of credit rules, including ISP98 and UCP600
• Deep understanding of credit agreements, reimbursement agreements, and related legal documentation
• Exceptional verbal and written communication skills, with the ability to clearly articulate complex concepts to a variety of stakeholders
• Proven ability to deliver a high level of customer service in a fast paced, client focused environment
• Strong risk awareness and ability to provide sound recommendations in complex or time sensitive situations
• Ability to influence and guide partners without direct authority

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00