SBA Eligibility Review Officer 1

Job Summary The SBA Eligibility Review Officer I is responsible for reviewing SBA & USDA guaranteed business loans to determine proper structure and ensure loan closes in accordance with SBA & USDA eligibility requirements. Responsibilities Maintain an individual pipeline of work, with loans typically having customer exposure up to $1 million. Appropriately assess eligibility of borrower(s), co‑borrower(s), guarantor(s) to ensure that, if needed, the SBA guarantee can be enforced. Interact with internal SBA Sales and Operations colleagues to facilitate understanding of SBA and USDA guaranteed loan programs and obtain necessary eligibility information. Communicate eligibility decision and reasoning. Review use of proceeds, order SBA Number, prepare SBA Loan Authorization and other SBA forms, and ensure the loan meets all SBA/USDA requirements. Review all reports and information received with respect to SBA/USDA eligibility requirements to determine if the terms and conditions of the SBA credit approval will be met. Review franchise agreements, purchase agreements, bank notes, and business plans. Research and resolve servicing questions from the SBA and internal personnel to ensure the guaranty can be maintained. Advise the Financial Recovery Group colleagues in properly working out, liquidating, and litigating SBA loans. Submit final wrap‑up reports to the SBA once resolution has been made. Serve as main point of contact to commercial loan servicing colleagues to ensure proper accounting and reporting of all SBA loans (1502 Report). Perform other tasks as needed to support the line of business and job family. Basic Qualifications Bachelor’s Degree and 1 year of direct SBA/USDA lending/due diligence experience, or a minimum of 3 years of direct SBA/USDA lending/due diligence experience. Preferred Qualifications Bachelor’s degree in Finance, Accounting, Business or Economics. Knowledge of the SBA Standard Operating Procedures (SOP). Ability to clearly document and communicate eligibility conditions to close in accordance with the SBA Standard Operating Procedures. Good interpersonal skills and the ability/desire to work in a fast‑paced production environment. Ability to multi‑task. Knowledge of SBA/USDA loan programs. Experience with TSoft and SBA Etran. Excellent PC skills to include Excel, Word, Outlook, AFS and Velocity. Huntington is an Equal Opportunity Employer. Applicants must be currently authorized to work in the United States on a full‑time basis. #J-18808-Ljbffr 0101 The Huntington National Bank