Commercial Credit Analyst

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About us

We are supportive, collaborative, data-driven and our goal is to support one another. Believe in one another. Acknowledge and respect the ability of one another. We need each other to make things happen. Let us grow together!

Our work environment includes:

• Modern office setting
• Growth opportunities
• Casual work attire
• On-the-job training
• Relaxed atmosphere
• Work-from-home days

We are looking for a Commercial Credit Analyst to join our team. This role will be responsible for completing credit assessments including authoring credit opinions, risk rating, and making credit decisions. A credit alert portfolio will be assigned requiring active management; this person will also perform ad-hoc research and customer service-related tasks as necessary. This posting will remain open until filled.

We offer a tremendous opportunity for you to advance your career while helping the company grow. PG is the leading provider of business credit information to the industrial sector. We are passionate about helping our clients make better credit decisions while safely growing their businesses. Information is power and PG provides the best business credit information in the industrial sector which speaks to our mantra…” Know the Risk Before You Ship ”.

We recognize our employees are our biggest asset and that is why we have a vested interest in making sure our employees succeed. There will be ongoing training and support provided to you in this role.

What You Will Need for The Position:

• Candidates must possess a bachelor's degree in business, finance, or related discipline (no master's degree applicants, please)
• 1 to 3 years' experience in similar field
• Knowledge of commercial credit risk management from previous employer or training required
• Strong communication skills, written and verbal
• Strong attention to detail
• Must have excellent follow up skills
• Ability to work with minimal supervision
• Capable of managing multiple and varied projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, meeting deadlines
• Learning mindset, flexible, ability to work in a dynamic, changing environment and keen on continuous improvement
• Highly dependable, team player
• Develop an understanding of PG's core market and its fundamentals and learn how it affects clients and their customers

What You Will Be Doing:

• Conduct thorough commercial credit risk analysis and assessments in a timely manner
• Develop debtor risk profiles within the commercial credit review guidelines
• Identify and evaluate key credit risk items relating to industry and companies
• Interpret and analyze financial statement and credit data
• Assist in document and debtor portfolio management activity as needed
• Monitor assigned debtors for changing credit metrics and implement ratings adjustments
• Assist Senior Analysts with ad hoc duties as assigned
• Manage financial statement data procurement and input into back-office systems
• Ensure that quality customer service is consistently provided to all clients on all levels

ProfitGuard is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible schedule
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift

People with a criminal record are encouraged to apply

Application Question(s):

• How many years experience do you have reviewing corporate/business Financial Statements?

Education:

• Bachelor's (Required)

Experience:

• Risk analysis: 1 year (Required)
• commercial credit analysis: 1 year (Required)

Ability to Commute:

• Bingham Farms, MI 48025 (Required)

Work Location: Hybrid remote in Bingham Farms, MI 48025