Underwriter II

Underwriter II

San Diego, CA

The Underwriter II is a key participant in the underwriting process which includes the analysis of credit reports, bank statements, and various other business documentation.

What you'll do:

• Responsible for analysis of personal credit reports, business bank statements, background checks, and other relevant business documents, data gathering and research
• Exposed to deal flow in a variety of industries including retail, leisure, restaurants, hospitality, healthcare, manufacturers, media, technology, and construction
• Act as a key participant in the underwriting process which includes the analysis of credit reports, bank statements, and various other business documentation
• Research, analyze and provide background information on counterparties
• Communicate with sales organizations, sales managers, and merchants in both written and verbal form
• Assist in the negotiation of transaction terms and credit structure
• Responsibilities are subject to change to best suit the needs and interests of the business

What we're looking for:

• Diploma required, college degree preferred
• Excellent verbal, written, and interpersonal communication skills as well as a strong sense of accountability.
• Detail oriented with strong analytical skills.
• Ability to evaluate industry trends, understand market dynamics and develop and defend recommendations.
• Strong organizational skills and ability to multi-task.
• Ability and desire to work in a rapid-paced environment.
• Experience achieving metric and quality performance

Additional Required Skills:

• Working knowledge of Microsoft Suite
• Knowledge of financial principles and processes, experience with financial statement analysis
• Knowledge of federal, state and local regulatory requirements
• Effective at communicating clearly and adaptability
• Experience with administrative tasks
• Strong interpersonal skills and professionalism

Compensation:

• Competitive Base Salary Range of $55,800-$86,100. Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant's final salary will

About Kapitus:

Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses with the financing they need when, and how it is needed. We have spent our entire existence building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work. We show our teammates our appreciation by offering great benefits, competitive pay and solid opportunity for growth.

Company Mission:

At Kapitus, our mission is to help small business owners grow their organizations by providing tailored, transparent, and ethical financing solutions. We invest in every business owner's story and we are dedicated to building lasting relationships to champion their goals. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity.

Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence.