Mortgage Loan Officer

In this role you'll have the opportunity to: Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk‑in and call‑in customers. Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting. Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes. Attend regular Realtor Association and Builder Association meetings. Attend internal training sessions, internal sales meetings, and external training opportunities as assigned. Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed. Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first‑time home buyer classes at or in close proximity to branch, host booths at non‑profit community events, etc. Comply with policies, procedures, security requirements, and government regulations. Education & Certifications H.S. Diploma required Bachelor's Degree in Finance, Accounting, Business, or other related field preferred NMLS registration required Experience 3+ years of experience in residential mortgage origination required Knowledge, Skills and Abilities Proven history of success in consistent closing and funding of loans to meet sales goals. Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting. Possess effective presentation, verbal and written communication, and negotiation skills. Knowledge of current market competition, sales strategies, trends, and activity. Knowledge of federal and state laws and regulations relating to real estate lending. Travel Up to 20% Compensation & Benefits Monthly guarantee of $3,800 (not including ramp‑up period) Excellent commission structure Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third‑party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral. #J-18808-Ljbffr Medium