Principal Software Engineer, Neobanking Initiative

It is a pivotal moment in the modernization of finance, and Intuit's Neobanking initiative is at the forefront. We're building the future of money movement, transforming how small businesses, households and individuals interact with their finances by focusing on instant, free, and unified payment rails. This is a greenfield opportunity to capture a massive $6 trillion flow of money, connecting platforms like QuickBooks, Credit Karma and TurboTax into a singular, powerful fabric. If you are a hands‑on builder with deep domain expertise in payments, neobanking, or stablecoins, this is your chance to step into a key technical leadership role, and leverage AI to pioneer an open, unified payment network that truly puts the customer first and drives significant business impact. Responsibilities Drives velocity in the organization by accelerating customer, business, and technology outcomes by identifying and driving key opportunities across the company. Drives significant technology initiatives end‑to‑end, including horizontal layers of the architecture. Understands customer behaviors and partners with cross‑functional partners to influence and drive end‑to‑end solutions for customer problems. Drives design and implementation of durable software solutions that solve critical customer problems in a fast‑paced environment. Executes with a boundaryless mindset and contributes to solutions outside of their primary area of ownership. Knowledge of building AI native applications. Guides the applicability of AI to customer problems through a deep understanding of the value and limitations of AI technologies. Understands evaluation tools to validate and measure the accuracy of solutions. High‑level understanding of how AI models work, the different types of AI models that exist, and their pros and cons. Understanding of the latest tools and technologies that apply AI to real‑world applications. Creates robust, scalable, and secure technical designs, effectively implementing them to balance short‑term and long‑term objectives, ensuring high availability and optimal performance of applications. Passionate about continuous learning, experimenting, and applying cutting‑edge technology and software paradigms to solve customer problems. Team Collaboration Partners with other groups both inside and outside of Intuit for cross‑functional design, development, and integration. Works with cross‑functional team members from Architecture, Product Management, and Operations to design, develop, test, and release features. Community Contributes to standards, patterns, and best practices that improve the engineering community. Provides perspective on leading industry trends, recommendations on new and emerging technologies, technology prototypes, patent proposals, and engineering process improvements. Qualifications Ability to drive velocity in a highly matrixed environment, partnering with numerous stakeholders. 10+ years of experience developing systems/software for large business environments. 7+ years of experience designing complex distributed systems, management products, or business applications. Full‑stack development experience with AI technologies/tools and apply it to user experiences or backend solutions. Experience with AI technologies like SageMaker, Vertex, LangChain, Large Language Models, Prompt Engineering, DialogFlow, Python. Experience with at least one of the following: Front‑end technologies like React, Angular, SwiftUI (iOS), Kotlin (Android). Back‑end technologies like Java, TypeScript, Spring, Express (NodeJS). Prior working experience in a cloud computing environment like AWS/GCP is highly desired. Prior experience working in teams that have built AI native applications for 1+ years. BS/MS in Computer Science or related area. Leadership Qualifications Team player possessing strong analytical, problem‑solving, and communication skills. Strong mentoring skills. Able to influence and communicate effectively with both technical and non‑technical people. Prefers working in a team and collaborates with other cross‑functional partners. Ability to work effectively in a fast‑paced, complex technical environment. Excellent communication skills. Communicates clearly, succinctly, and persuasively to all levels of employees, customers, and management (including executives). 'Self‑starter' attitude and the ability to make decisions independently. Experience driving for results across cross‑functional teams while maintaining effective working relationships. Demonstrated ability to work with global teams across time zones. Intuit provides a competitive compensation package with a strong pay‑for‑performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs. Pay offered is based on factors such as job‑related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is: Bay Area, California $261,500‑353,500; Southern California $247,500‑335,000; New York $261,000‑353,000; Charlotte, NC $238,500‑322,500; Mountain View, CA $261,500‑353,500; San Diego, CA $247,500‑335,000. #J-18808-Ljbffr Intuit