Senior Mortgage Loan Underwriter

Senior Mortgage Loan Underwriter New Hampshire Housing’s mission is to promote, finance, and support housing solutions for the people of New Hampshire. We have empowered over 55,000 families to achieve homeownership and have played a pivotal role in funding the development of over 16,000 multifamily housing units. Responsibilities Own the underwriting process end-to-end for residential loan applications, thoughtfully evaluating income, assets, credit, and employment to make informed, responsible lending decisions. Make confident credit decisions aligned with NH Housing and agency guidelines, delivering timely approvals and clear, well-supported denials. Partner closely with processors and loan officers to keep files moving, communicating proactively to gather information, resolve questions, and maintain momentum. Act as a trusted advisor to participating originators, offering creative, practical solutions and guidance to structure loans that work for both borrowers and program requirements. Build strong relationships with external partners, serving as a go-to resource for issue resolution while collaborating across teams to support lenders and originators effectively. Qualifications & Experience At least five years of relevant work experience (residential lending, reviewing credit documentation and underwriting to agency and investor guidelines) or equivalent education and experience. Demonstrated knowledge of all eligibility and underwriting requirements (law, regulations, policies, and guidelines) set by the agencies. Underwriting experience required. FHA Direct Endorsement designation required. VA SAR designation highly preferred, knowledge of VA guidelines required. Experience with Encompass preferred. Strong knowledge of Microsoft Office Suite. Ability to read, write and speak English at a proficient level. Benefits Multiple high-quality health insurance options Vision plan Employer-paid disability insurance Employer-paid life insurance Undergrad and Graduate tuition reimbursement Student loan repayment assistance Two retirement plans with employer contributions to both Flexible work schedules with remote/hybrid work options Generous and flexible PTO plan Paid parental leave Fitness rewards and reimbursement programs As an Equal Opportunity Employer, New Hampshire Housing is committed to building a workforce that is as diverse as the people we serve. Apply now and become a key player in our mission to provide affordable housing solutions in New Hampshire. #J-18808-Ljbffr