Commercial Insurance Data Analyst

Franklin Street is currently seeking an Insurance Analyst to join our team in Tampa, FL. Position Overview The Insurance Analyst – Commercial Insurance position serves as a developmental platform, ideal for analytically inclined individuals eager to apply their quantitative skills to serve clients in the real estate industry. It is a developmental role designed for those just entering the Commercial Insurance field. Responsibilities Utilize advanced data systems to evaluate potential risks and generate premium estimates for client acquisitions in the commercial real estate sector. Use the latest data software to create detailed replacement cost estimates, crucial for asset valuations, and engage in substantive discussions with clients and market analysts. Methodically compile and refine data for exposure schedules, identifying and addressing any gaps to enhance decision-making accuracy. Skillfully complete required documents and essential forms to facilitate market submissions, ensuring seamless client transactions. Dive deep into client loss data, extracting meaningful insights and crafting comprehensive narratives to inform market strategies and client interactions. Keep abreast of evolving Fannie Mae and Freddie Mac insurance guidelines, adeptly reviewing contracts to negotiate and secure optimal coverage terms. Design and manage Premium Allocation and bound premium spreadsheets, refining current client estimates, and strategically positioning deals in the market. Generate critical insurance documentation such as Broker of Record, Loss Authorization Letters, and Certificates of Insurance to support new and ongoing client engagements. Engage with cutting‑edge tools, including our web‑based Agency Management System and Power BI, to enhance client presentations and streamline operational processes. Analyze insurance quotes, create compelling proposals, and clarify coverage options to clients, ensuring informed decision‑making. Become adept at online quoting with multiple carriers, enhancing your ability to quickly respond to client needs. Create and provide Acquisition Pricing Spreadsheets per property once a property goes under contract. Obtain flood determinations, as needed, by unit for insured locations. Perform ongoing tasks related to assisting Agents/Brokers with proper client documentation. Utilize mathematics background to create and refine algorithms that automate and improve the accuracy of premium calculations, risk assessments, and other insurance‑related metrics. Extract and analyze large datasets to uncover trends, predict outcomes, and provide actionable insights. Conduct research using quantitative methods to evaluate the effectiveness of existing insurance policies and explore new products or modifications to increase market share and client satisfaction. Prepare detailed statistical reports that analyze portfolio performance, including loss ratios, claim frequency, and other key performance indicators relevant to commercial real estate insurance. Ensure swift responses to client inquiries, efficiently gathering and dispatching signed documents to underwriters. Secure additional details required to complete bind requests from agents, such as loss runs and No Known Loss Letters, streamlining the binding process. Utilize presentation software and Agency Management Systems to craft comprehensive client summary packages, marketing materials, and detailed proposals. Produce business communications including correspondence, client binders, memos, and financial reports. Create charts, tables, and graphs that simplify complex data for business operations and client understanding. Adhere to Franklin Street Insurance best practices and procedures. Assist agents/brokers with day‑to‑day tasks and special projects. Perform other duties as assigned. Requirements Bachelor’s Degree from an accredited college or university required. Insurance, Risk Management, Actuarial Sciences, or Finance/Business majors preferred. Strong mathematical, data, and analytics skills required. Must possess or be actively working toward a Property and Casualty Insurance License (2‑20 or 4‑40). Must obtain a 4‑40 license or 2‑20 within the first 90 days of employment and obtain a 2‑20 license within the first 12 months in the position. High level of proficiency in computer skills including MS Office applications (Excel, Word, Outlook) required. Knowledge of database/client management software and willingness to learn new software programs including Adobe InDesign and PowerPoint required. AMS 360 proficiency or similar industry software experience is a plus. Ability to type 45–50 WPM or faster required. Additional coursework or related insurance industry experience is a plus. Entry‑level candidates encouraged to apply. Prior work or internship experience in insurance, real estate, analytics, or mathematics is a plus. Ability to comprehend, analyze, and interpret complex business documents and multi‑tiered insurance models required. Strong business development, cultivation, and relationship management skills. Ability to identify customer needs and effectively communicate, position, negotiate, and drive solution‑based sales. Outgoing and positive personality with the ability to develop high‑level relationships with property owners, business partners, and brokers. Driven, disciplined, resilient, achievement‑focused, and coachable professional. Strong written and verbal communication skills with professional‑level English proficiency. Ability to represent the company professionally both in person and over the phone with strong customer service skills. Strong oral and written presentation skills required. Professional business attire required. Strong organizational skills with the ability to multi‑task in a fast‑paced business environment. Ability to travel occasionally, primarily within the regional area. Franklin Street offers competitive salaries, medical—dental and vision benefits, disability and life insurance, 401(k), paid time off, and holiday pay. We also love working together to help the community through our company‑sponsored philanthropy events. Must be able to successfully pass pre‑employment (post‑offer) drug screen and background check. Franklin Street and Lighthouse HR Services are Equal Opportunity Employers: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, or any other classification protected by law. #J-18808-Ljbffr