Commercial Lender

About The Role The Commercial Lender is responsible for contributing to department's growth and profitability with extensive focus on business development activities. Employee develops and retains business relationships by meeting the financial services needs of commercial businesses. Additionally, successfully manages a portfolio of commercial banking relationships. Employee will have extensive contact withcustomers, vendors, the general public, and bankstaff and will interact in a professional and courteous manner, and conduct him/herself in such relationships in a manner that will enhance the overall efficiency and image of the bank. Essential Functions Meet or exceed loan production goal as set annually by manager in conjunction with goals set for Glacier Bank annual production. Obtain loan applications and interview clients. Analyze financial and related data to determine credit worthiness, appropriate pricing and loan structure while focusing on prompt and fair service regardless of approval or denial. Confirm details on loan documentation are complete and correct prior to closing to insure accuracy and are in compliance with state and federal regulations as well as bank policy. All credit reports, financial statements, tax returns, title insurance commitments and appraisals are reviewed prior to closings. All supporting documentation is in the file and initialed. Monitor loan delinquency and proactively identify credit problems. Manage loan accounts for current documentation, performance and total bank relationship. Respond to exception and compliance error reporting promptly to prevent or minimize potential losses. Keep current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies and procedures. Participate in the preparation and presentation of commercial training sessions. Assist and #J-18808-Ljbffr Gbcijobs