Credit Analyst II/III

At Williams, we’re powering a cleaner, more connected future, and that starts with you. Here, your work fuels communities, drives innovation, and helps deliver reliable energy the world depends on. Join a Fortune 500 team that invests in your growth, values your contributions, and challenges you to make a lasting impact every day.The Credit Analyst is responsible for supporting the daily operations and continuous improvement of the credit function, including counterparty onboarding, credit administration, contract review, customer inquiries, reporting, and monitoring credit exposures. In this role, you will leverage financial analysis, reporting, and credit risk management to support commercial decision-making across Williams' growing wholesale trading and marketing business. You will evaluate counterparty financial strength, analyze credit exposure, assess complex deal structures, support risk mitigation strategies, and collaborate with Commercial, Legal, Accounting, Risk, and Structuring teams to balance business opportunities with sound risk management. This position focuses on counterparty credit risk assessment, exposure management, and commercial transaction support rather than traditional accounts receivable collections activities. Success in this position requires strong analytical and problem-solving skills, attention to detail, sound business judgment, and the ability to build effective relationships with internal and external stakeholders. The position may be filled at the Credit Analyst II or Credit Analyst III level, with placement determined based on the selected candidate's experience, demonstrated capabilities, and depth of credit risk and commercial transaction expertise.Responsibilities/ExpectationsReview and evaluate counterparty creditworthiness, financial strength, and overall risk profileSupport credit limit administration and monitoring of credit exposureReview credit terms within counterparty agreements and provide recommendationsProcess letters of credit, guarantees, and collateral instruments in accordance with company guidelinesReview counterparty contracts and respond to customer and counterparty inquiriesPerform financial analysis and modeling to support credit evaluations, risk assessments, and credit recommendationsMonitor counterparty credit exposure and payment performance to support credit risk management decisionsProduce reports on credit activities and operationsDevelop and maintain positive relationships with internal and external counterpartiesCollaborate with Commercial, Legal, Accounting, Risk, and Structuring teams to support business objectives while managing riskOther duties as assignedEducation/Experience by LevelCredit Analyst IIBachelor's degree in Business, Finance, or Accounting and a minimum of three (3) years of experience in an accounting or finance environmentPreferred: Five (5) years of oil and gas accounting or finance experienceCredit Analyst IIIBachelor's degree in Accounting, Finance, Economics, or Business and a minimum of five (5) years of experience in Finance, Accounting, or BusinessPreferred: Master's degree in Accounting, Finance, Economics, or Business with a minimum of seven (7) years of Finance or Accounting experience in the oil and gas industryPreferred: CPAAdditional Expectations by LevelCredit Analyst IISupports credit evaluations, credit recommendations, and exposure monitoringMay mentor and assist in training team membersMay represent Williams at industry conferences and external eventsCredit Analyst IIIEstablishes credit limits for new and existing counterpartiesManages credit-related settings within electronic trading platforms, including ICEProvides training, mentorship, and operational guidance to team membersRepresents Williams at industry conferences and working groupsPreferred QualificationsExperience in credit risk management, commercial credit analysis, commodity trading, energy marketing, treasury, corporate finance, or related analytical finance functionsExperience evaluating financial statements, establishing credit limits, and managing counterparty credit riskPreferred: CPA (Credit Analyst III)#LI-AB1We invest in our people in ways that actually show up in your day-to-day, not just on paper. Our Total Rewards are built to support how you work, live, and plan for what’s next.Here’s a look at what that means:Strong pay plus an annual incentive programHybrid work for most office roles, plus real flexibility in many field positionsMedical, dental, and vision coverage with options that fit your life, not the other way around401(k) with company match and an annual company contributionPaid time off, including company and floating holidaysPaid parental leave (up to six weeks per parent), plus fertility and adoption supportAdvanced AI tools and resources to help level up and work smarterClear paths to grow your career, with a strong culture of promoting from withinTuition reimbursement and support for continuing educationHSA and FSA optionsCompany-paid life insurance and disability coverageEmployee stock purchase planDomestic partner benefitsEmployee resource groups, wellness support, paid volunteer time, and company matching for causes you care aboutEligibility and benefits are governed by the terms of the applicable plan or program document which can be amended or terminated at any time.For more information, please visit Total Rewards | Williams Companies.Williams is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, national origin, age, marital status, disability, veteran status, genetic information or any other basis protected under applicable discrimination law.Education Requirements:Skill Requirements:SummaryLocation: TX Houston - Sequent; OK Tulsa - HeadquartersType: Full time