Senior Analyst, Individual and Family Plan Insurance Solutions

Role Description

The Senior Analyst, Individual and Family Plan Insurance Solutions, provides foundational analytical research and product level support across Oscar’s individual and family (IFP) and employer-subsidized product portfolios. This role focuses on data analysis, market and competitive research, and performance monitoring of our markets to inform product strategy, design decisions, and execution readiness across on-exchange and employer-subsidized (ICHRA) solutions.

This role operates horizontally across product lines and segments, serving as an insight engine for product teams and enabling data-driven decision making in a regulated, multi-market environment.

You will report into the Vice President, Insurance Product Innovation and Development.

Responsibilities

• Market, Policy, and Competitive Research
  • Play a key role in building, maintaining and identifying improvements to models that forecast membership growth and retention rates in support of strategic decisions
  • Conduct market and competitive research across individual and employer-subsidized health insurance offerings
  • Analyze competitor plan designs, benefit structures, pricing approaches, and positioning
  • Track regulatory and policy developments and support impact assessments for product teams
  • Support population and employer-segment research initiatives
• Product Performance Analytics
  • Analyze product performance across growth, retention, utilization, and margin metrics
  • Build and maintain recurring dashboards and performance reports
  • Support deep-dive analyses for product reviews, remediation efforts, and future-year planning
  • Identify trends, anomalies, and emerging risks through data analysis
• Product & Filing Support
  • Support product teams during filing cycles through data validation, QA, and analytical support
  • Assist in preparation of analytical material required for regulatory submissions and internal reviews
  • Ensure data accuracy and consistency across product artifacts
• Insight Translation & Communication
  • Translate complex analyses into clear, structured insights for product and cross-functional partners
  • Prepare summaries, exhibits, and briefing materials for product leadership
  • Support documentation of learnings to inform future product cycles
• Compliance with all applicable laws and regulations
• Other duties as assigned

Qualifications

• 1+ years developing and managing commercial insurance products
• Travel up to 25% of the time

Requirements

• BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial Science and Finance or equivalent years of experience
• 1+ years in a fast-paced, cross-functional environment such as consulting, finance, economics, or business development
• Proven analytical experience with the analytical skills to translate hard data into insight and action
• Prior experience in Health Insurance (Individual and/or Small Employer) and/or Healthcare industry
• Demonstrated ability to navigate ambiguity to drive to outcomes, work with large datasets and distill analyses into actionable business insights with a structured and systematic thought process

Benefits

• Employee benefits including medical, dental, and vision benefits
• 11 paid holidays
• Paid sick time
• Paid parental leave
• 401(k) plan participation
• Life and disability insurance
• Paid wellness time and reimbursements