MLRO / BSA Officer

Job Description

We're hiring | MLRO / BSA Officer | Payments / FinTech

We're working with a growing payments business looking to appoint an experienced MLRO / BSA Officer to lead its financial crime and regulatory compliance function.

This is a key appointment within the business, offering the opportunity to take ownership of the AML/BSA framework, work closely with senior leadership and help shape the compliance function as the business continues to grow.

What will you be responsible for?

• AML / BSA Programme Ownership: Overseeing and continuously developing the firm's AML/BSA compliance programme, ensuring it remains effective, proportionate and aligned with regulatory expectations.
• Financial Crime Prevention: Leading the approach to transaction monitoring, suspicious activity reporting, sanctions screening, KYC/CDD and enhanced due diligence.
• Regulatory Compliance: Acting as the primary point of contact for relevant regulatory authorities, managing reporting obligations and ensuring the business meets its licensing and regulatory requirements.
• Risk Management: Overseeing financial crime risk assessments, identifying emerging threats and implementing appropriate controls to mitigate exposure.
• Policies & Procedures: Developing, maintaining and embedding compliance policies, procedures and internal controls across the business.
• Stakeholder Management: Working closely with senior leadership, Operations, Product and Technology teams to ensure compliance is considered throughout the business.
• Training & Oversight: Building a strong compliance culture through employee training, internal reporting and ongoing monitoring of the firm's AML controls.

What are we looking for?

• Previous experience operating as an MLRO, BSA Officer, or Deputy.
• Background within payments, FinTech, money services, electronic money or another regulated financial services environment.
• Strong knowledge of AML/BSA regulations, KYC/CDD, transaction monitoring, sanctions and suspicious activity reporting.
• Experience engaging with regulators and overseeing regulatory examinations, audits and reporting requirements.
• A good understanding of the risks associated with payment processing, cross-border payments and the wider payments ecosystem.
• Someone comfortable taking ownership, making decisions and influencing stakeholders at all levels.
• Equally happy setting the strategic direction and getting into the detail when required.

Why consider it?

A genuine opportunity to take ownership of a critical function within an ambitious payments business, influence how the organisation manages financial crime risk and help build a compliance framework that can support its next stage of growth.