Senior Product Associate, Data and Analytics-Payments

Senior Associate Product Manager

If you thrive at the intersection of enterprise payments, product development, and cross-functional delivery, and you want to shape how the world's largest corporate treasurers manage liquidity, forecast cash flows, and make real-time decisions, this role is for you.

As a Senior Associate Product Manager within J.P. Morgan's Payments Data & Analytics, you will help build and evolve an analytics product that enables corporate treasury teams to access cash flows, produce AI-driven forecasts, and reduce the manual processes. You will sit at the nerve center of a high-velocity agile team translating client needs into actionable engineering priorities, orchestrating delivery across backend and frontend engineers, data scientists, and designers across time zones.

Job Responsibilities

• Own and manage the product backlog end-to-end: write well-formed user stories, define acceptance criteria, prioritize features using value/effort frameworks
• Coordinate daily stand-ups, sprint planning, backlog refinement, and retrospectives; drive agile ceremonies with discipline and pace across a distributed team
• Serve as the translation layer between client-facing colleagues and the engineering/data science teams
• Drive end-to-end feature testing: define test cases, coordinate UAT with stakeholders, document defects, and manage resolution before release
• Collaborate with UX/product designers on wireframes, prototypes, and usability reviews; represent the voice of the corporate treasurer in design decisions
• Track and report on product KPIs, e.g. feature adoption, forecast accuracy improvement, client onboarding velocity, defect rates, and use data to drive prioritization decisions
• Monitor the competitive landscape and incorporate market intelligence (TMS/ERP providers, fintech challengers, peer bank offerings) into roadmap thinking

Required Qualifications, Capabilities & Skills

• 3+ years of experience in product management for enterprise SaaS, fintech, or data/analytics platforms
• Demonstrated experience running agile delivery teams using Kanban and/or Scrum methodologies; hands-on proficiency with Jira for backlog management, sprint tracking, and reporting
• Proven ability to manage engineers - backend, frontend, or full-stack - across time zones, with strong command of engineering workflows, release management, and dependency mapping
• Experience ingesting, synthesizing, and operationalizing client/user feedback into clearly defined product requirements
• Strong collaboration track record with data scientists: ability to understand model inputs/outputs, define success metrics for ML features, and pressure-test model behavior with structured test cases
• Experience in end-to-end feature testing including writing test plans, coordinating UAT, managing defect lifecycles, and owning quality gates pre-release
• Strong written and verbal communication skills with the ability to produce tight, executive-ready product briefs and equally able to whiteboard a data flow with engineers
• Bachelor's degree in a quantitative, technical, or business discipline

Preferred Qualifications, Capabilities & Skills

• Domain knowledge in treasury management, cash flow forecasting, payments, or liquidity management; familiarity with how corporate treasury teams operate (accounts payable/receivable cycles, multi-bank cash positioning, FX exposure management)
• Experience with or exposure to ERP and/or TMS platforms (SAP, Oracle, Kyriba, GTreasury, ION)
• Exposure to regulatory and compliance constraints that govern data products in banking (data residency, model risk management, client data usage policies)

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

A part of the Commercial & Investment Bank, J.P. Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money, and assets. The team of experts tackles complex challenges at every stage of the payment lifecycle. And their industry-leading solutions facilitate seamless transactions across borders, industries, and platforms. Operating in over 160 countries and handling more than 120 currencies, J.P. Morgan Payments business is the largest processor of USD payments, with a daily transaction volume of $10 trillion.