Staff Accountant

Job Description

Job Description

We are looking for a detail-oriented Reconciliations Accountant to support account reconciliation, transaction research, and exception resolution for a range of financial and operational activities in Memphis, Tennessee. This role works across accounting, operations, treasury, and branch teams to keep records accurate, resolve variances promptly, and maintain strong compliance with internal controls and regulatory expectations. The ideal candidate brings solid experience with general ledger activity, cash reconciliations, journal entries, and corporate tax-related accounting support.

Responsibilities:

• Complete recurring reconciliations for general ledger, settlement, cash, and other operational accounts on a daily, weekly, and monthly basis.

• Investigate unmatched balances, posting issues, duplicate entries, and other variances, then take appropriate action to clear outstanding items.

• Review transaction activity across deposits, checks, wires, teller operations, and related account activity to confirm accuracy and completeness.

• Prepare and retain clear supporting documentation for reconciliations, adjustments, research findings, and final resolutions.

• Partner with Deposit Operations, Accounting, Treasury, Branch Operations, and other internal teams to address exceptions and resolve account outages within required timeframes.

• Monitor return items, exception activity, notifications, and settlement-related transactions while ensuring adherence to applicable banking procedures and regulatory standards.

• Assist branch personnel with teller balancing concerns by researching cash differences, identifying root causes, and recommending corrective actions to reduce repeat issues.

• Analyze check and deposit exceptions, including returns, adjustments, and image-related discrepancies, to support accurate posting and account balancing.

• Escalate significant unreconciled items, operational losses, suspicious activity, or material balancing issues to management in line with departmental guidelines.

• Contribute to audits, internal reviews, process enhancements, procedure updates, and staff support initiatives aimed at strengthening reconciliation controls.

• 3+ years of accounting or reconciliation experience in a banking, financial services, or related environment.

• Hands-on knowledge of general ledger maintenance, journal entries, and cash reconciliation processes.

• Experience researching discrepancies and resolving exceptions involving high-volume financial transactions.

• Strong analytical skills with the ability to identify root causes and recommend practical solutions.

• Ability to manage multiple deadlines while maintaining accuracy, organization, and thorough documentation.

• Working knowledge of internal controls, audit support, and regulatory compliance expectations.

• Effective communication skills and the ability to collaborate with cross-functional teams and branch personnel.