Senior Operations and Supplier Testing Analyst

Employee Applicant Privacy NoticeWho we are:Shape a brighter financial future with us.Together with our members, we’re changing the way people think about and interact with personal finance.We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.The roleThe Senior Operations and Supplier Tester resides within the 1st Line of Defense (1LOD) Operations and Supplier Testing team. This position plays a crucial role in supporting risk management of 1LOD Operations. This role requires hands-on support for performing 1LOD transactional and supplier oversight testing. Achieving success in this role requires a demonstrated ability to complete all assigned testwork within the established timelines, assist the Testing Manager with the build-out of new tests and expansion of existing test scripts, and proficiently articulate exceptions and findings related to testwork. This role supports transactional and supplier oversight testing activities across Small Business Lending operations and processes. While the initial focus of this role will support Small Business Lending originations, servicing, collections, and related operational processes, the scope is expected to expand over time to include broader Small Business Lending products, operational processes, and control environments.By joining SoFi, you'll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing startup with the stability of an industry leading leadership team.What you’ll do:Ensure Operations and key suppliers have a sustainable and effective end-to-end control environment by identifying gaps and weaknesses during testingSupport testing activities across Small Business Lending operational areas including originations, underwriting support processes, servicing activities, collections operations, customer support functions, and related operational processes.Document and perform complex and high risk process and control testing to provide reasonable assurance that internal and external processes are operationally effectiveObtain and analyze test data from multiple sources, following documented test plans, testing procedures, and leveraging job aids as neededManage assigned testing timelines to ensure all tasks and reporting are completed within established timeframesApply regulatory and compliance knowledge to evaluate scenarios, assess risk implications, and inform testing conclusionsAssist the Testing Manager in the build-out of new test scripts for previously un-tested areas, augment existing test scripts to broaden test scope while ensuring alignment with regulatory requirements, policies, and business processesMake principle-based scoring and risk decisions grounded in policy intent, evidence and dataAssist the Testing Manager in partnering with stakeholders to offer feedback on testing results and ensure the completion of any necessary corrective actionsCommunicate findings, risk implications to cross-functional stakeholdersDetermine when issues can be resolved independently versus escalated to management and proactively engage cross-functional stakeholders to clarify expectations, resolve issues, and communicate risk implications Support the Testing Manager in monitoring changes to procedures, policies and regulatory requirements to assess their impact on the testing scope and the related test scriptCollaborate with the Testing Manager to ensure test scripts are comprehensive for identifying and mitigating respective risks effectively Prioritize competing responsibilities based on workload and demandsConduct peer reviews of analyst work to ensure accuracy, consistency, and adherence to testing methodologyProvide real-time feedback, reinforcing best practices and elevating testing qualityServe as a subject matter expert on Small Business Lending processes, regulatory frameworks, operational risks, and testing approaches.Support a culture of accountability, continuous learning, and improvement within the testing teamTrain analysts on newly designed or revised testsServe as a subject matter expert on complex processes, regulatory frameworks, and testing approachesMentor analysts to build critical thinking, problem solving and communication skills under manager guidanceUndertake ad-hoc duties as needed to support the Operations and 1LOD Risk departmentWhat you’ll need:5+ years of relevant experience in audit, compliance testing, or other control/ transactional reviews Experience in banking and/or fintech industry with knowledge of Small Business Lending products, operational processes, and regulatory requirements across areas such as originations, underwriting support processes, servicing, collections, customer support operations, and lending products.Demonstrate ability to apply testing methodology, regulatory knowledge and risk and control frameworks to evaluate complex scenarios and inform testing conclusionsStrategic thinker who can partner with testing manager to build, expand and improve existing testing scripts and processesStrong organizational skills, able to balance multiple critical priorities simultaneously and successfullyMaintain strong time management, able to complete multiple concurrent tasks within close deadlines with a high degree of accuracy and detailStrong analytical skills and ability to review and comprehend large sets of data; able to synthesize diverse processes and data and formulate appropriate conclusionsFluent in Excel and PowerPoint, comfortable with analyzing large datasets in Google suite, MS Office apps, etc.Results oriented, demonstrated achievement of exceeding expectationsAbility to work independently with minimum oversight and exercise sound, risk based judgment in ambiguous or complex scenariosInquisitive nature, attention to detail, diligence and a good attitudeStrong interpersonal, verbal, and written communication skills; capable of writing documentation, and interacting positively with management and colleagues effectively via telephone (Zoom)Demonstrated outlook of positive and productive relationships and successful partnerships with stakeholdersDemonstrated ability to coach, mentor and review peers with a focus on accuracy and developmentCompensation and BenefitsThe base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email View email address on click.appcast.io are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.Internal EmployeesIf you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.