Credit Analyst

ESSENTIAL DUTIES AND RESPONSIBILITIES Analyze credit data and financial information of persons or companies applying for credit to determine risk for the bank Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval Conduct evaluations and inspections on collateral for existing and potential loans Prepare weekly past due and loan maturing reports Must to able to assist Branch Manager/Senior Lender with recommendations on credit application approval/denial based on research and analysis Must be very familiar with Cache Valley Bank’s credit policy KNOWLEDGE, SKILLS AND ABILITIES: Bachelor’s degree in finance or accounting Excellent knowledge or corporate financial analyses and risk management practices Understanding of pricing strategies Strong technical and analytical skills Communicate clearly, accurately and cordially through email and telephone Ability to use all related hardware and software applications including spreadsheets Must have problem solving skills Sparak banking system experience preferred. Detail oriented, accurate and efficient Team player who also displays individual initiative Maintain the highest ethical standards as defined by Cache Valley Bank’s vision and values #J-18808-Ljbffr