Credit Analyst II/III

Job Description

Job Description

Are you looking for an exciting career opportunity? Excited to work with a dynamic team of professionals in the finance industry? Join us at The Citizens Bank as a Full Time Credit Analyst! The right candidate for this position with be someone with previous experience working in the banking industry in a credit analyst style role. This position is onsite and can be housed at any of our NW Arkansas Citizens Bank branches. This role is crucial in helping make informed financial decisions for our customers and lending teams while protecting from risk.

Citizens Bank offers an extensive benefits package including Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and Paid Time Off.

The Citizens Bank: Who We Are

Citizens Bank was founded in 1953 by a group of business and civic leaders. Citizens Bank is a financial services organization that is committed to serving the needs of the communities it serves. Its progressive community banking model focuses on the delivery of exceptional customer service while employing advanced technology and products which allow its customers to have one bank to serve all their needs. The Bank takes pride in a heritage of independence that honors the vision of its founders and remains dedicated to the financial progress of the people it serves. With a mission statement of People First, we always strive to deliver an amazing customer experience and provide the best products and services possible by every member of the Citizens Bank team.

Make a difference as a Credit Analyst

As a Credit Analyst at The Citizens Bank, you will play a vital role in assessing creditworthiness for a variety of loan types and customers. Your responsibilities will include collecting and examining credit data and ensuring compliance with all relevant banking regulations. You will collaborate with our lending teams and customers to help facilitate the loan process and make well-informed recommendations and decisions. Your dedication to maintaining and upholding our customer-focused mission statement of People First is essential to the success of the Team.

Are you the Credit Analyst we're looking for?

To excel as a Credit Analyst at The Citizens Bank, you will need expertise in financial statement and tax return analysis, along with a solid understanding of the lending process. Strong communication skills, both written and verbal, are essential for collaborating with team members and customers. Proficiency in various computer applications is key, as is exceptional organizational and time management abilities to handle multiple tasks efficiently. Your problem-solving skills will be crucial in making sound credit decisions and maintaining compliance with banking regulations.

Knowledge and skills required for the position are:

• 3+ years' experience in a similar role, preferably with team lead or supervisory responsibilities, fostering collaboration and supporting effective communication within the team.
• Experience and knowledge in financial statement and tax return analysis
• Solid understanding of the lending process
• Strong written and verbal communication skills
• Computer savvy with experience in various software platforms
• Excellent organizational and time management skills
• Problem solving