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MCA Underwriter

SM Staffing

About the Role

We are seeking a motivated and detail-oriented MCA (Merchant Cash Advance) Underwriter to join our growing team. The ideal candidate has a strong understanding of MCA deals and the ability to evaluate applications with precision and sound judgment. This role requires a balance of analytical thinking, intellectual curiosity, and professionalism to make confident funding decisions that support both our clients and company goals.

Key Responsibilities
  • Review and analyze incoming MCA deals to assess risk, cash flow, and creditworthiness.
  • Underwrite MCA applications in accordance with company policies and industry standards.
  • Evaluate bank statements, financials, and business performance metrics to determine funding eligibility.
  • Communicate with brokers and internal teams to clarify deal details and documentation.
  • Make recommendations on deal structures, funding amounts, and terms.
  • Maintain accurate records and ensure compliance with underwriting procedures.
Qualifications
  • Minimum 1 year of MCA underwriting experience required.
  • Strong analytical and decision-making skills.
  • Driven , results-oriented, and able to meet deadlines in a fast-paced environment.
  • Humble team player with strong interpersonal communication skills.
  • Intellectually curious and eager to learn and grow within the MCA industry.
  • Proficient with Excel and underwriting software tools.
Vacancy posted 5 days ago
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