Senior Commercial Surety Underwriter | Growth & Risk Leader

The Senior Commercial Surety Underwriter is responsible for the evaluation, structuring, and management of commercial surety risk, ensuring the profitable growth of a disciplined underwriting portfolio.This role acts as a credit decision-maker and relationship manager, balancing risk selection, financial analysis, and business development to support long-term portfolio profitability and market positioning.The position combines credit underwriting, contract/legal review, and relationship managementServes as a market-facing representative responsible for developing broker and client relationships while expanding commercial surety productionFunctions as a senior technical resource within underwriting, providing guidance and leadership on complex risks and program strategiesKey Accountabilities/Deliverables:Underwrite new and renewal commercial surety accounts within delegated authorityEvaluate financial strength, liquidity, leverage, and cash flow adequacy of applicantsAssess risk of default by determining the principal’s capacity to meet contractual obligationsDemonstrate strong surety bond product knowledge and ability to work with surety account management systems to document for complex commercial surety accounts.Responsible for developing and managing a book of business, meeting/exceeding profitability objectives as set forth by leadership. This includes building and growing strategic relationships as well as identifying new opportunities for business within the regionEntrepreneurial skills with the ability to develop and execute a strategic business plan to expand the surety portfolioEnsure adherence to underwriting guidelines, regulatory guidelines, and company policiesBuild and maintain strong relationships with key business partners to support business growth and retentionCollaborate with agents, brokers, and internal stakeholders to address underwriting inquiries and resolve issuesMust be able to travel up to 40%Technical Knowledge and Understanding:Strong technical underwriting expertise, including knowledge of surety principles, financial risk assessment, and bond forms.Excellent analytical and decision-making skills, with the ability to assess complex risks and provide solutionsEffective communication and interpersonal skills for building relationships and managing stakeholder expectationsProficiency in underwriting software systems, Microsoft Office Suite, and Adobe.Quantitative analysis skillsAbility to present and negotiate complex agreements with brokersEffective time management and organizational skillsAbility to work independently and perform quality work within deadlinesExperience:Bachelor’s degree in Business, Accounting, Finance, or related field is requiredAdvanced degree or professional certifications (e.g. AFSB, CPCU, etc.) is preferredProven experience (typically 3+ years) in underwriting roles within the surety industryApplicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over work authorization sponsorship now or in the future for this position.#LI-HybridAt Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program #J-18808-Ljbffr