Principal Software Architect / Engineer

Principal Software Architect / Engineer- Atlanta, Georgia Are you ready to unleash your potential in a global business that is committed to making financial services accessible to people everywhere? Western Union powers your pursuit. Role Responsibilities Define architectural standards and best practices across teams and projects. Design scalable, secure, and high-performance systems that align with business goals. Evaluate and select technologies (including frameworks, platforms, tools) for long-term viability. Collaborate with executives and stakeholders to align architecture with business strategy. Drive technical roadmaps and ensure architectural decisions support future growth and innovation. Drive roadmap for future products for external customers. Lead the design of complex systems, ensuring modularity, maintainability, and integration. Review and approve architecture diagrams, data flows, and system interfaces. Ensure compliance with security, privacy, and regulatory requirements. Work closely with engineering, product, DevOps, and security teams. Mentor senior engineers and guide technical decision-making across teams. Act as a bridge between technical and non-technical stakeholders. Occasionally write proof-of-concept code or contribute to critical components. Participate in code reviews and architectural assessments. Identify and mitigate technical risks early in the project lifecycle. Ensure architecture governance through documentation, reviews, and audits. Travel required up to 5% of the time to collaborate in person with stakeholders at domestic and international Western Union locations including Austin TX USA and Pune and Hyderabad India. Telecommuting may be permitted up to 2 days per week. When not telecommuting, must report to Western Union, LLC at Corporate Center V, 5 Concourse Parkway, Suite 2300, Atlanta, GA 30328. Role Requirements Bachelor’s degree or U.S. equivalent in Computer Science, Electronic Engineering, or a related field, plus 7 years of professional experience as a Software Engineer, Software Architect, or any occupation/position/job title performing software design and development in real time money remittance, payment tech, FinTech systems with a focus on global financial regulatory Compliance and fraud risk prevention. In lieu of a Bachelor’s degree plus 7 years of experience, the employer will accept a Master's degree or U.S. equivalent in Computer Science, Electronic Engineering or related field, plus 5 years of experience as a Software Engineer, Software Architect, or any occupation/position/job title performing software design and development in real time money remittance, payment tech, FinTech systems with a focus on global financial regulatory Compliance and fraud risk prevention. Must also have experience in the following: 5 years of professional experience utilizing computer science fundamentals, data structures, algorithms, Object-Oriented Programming (OOP), and Object-Oriented Analysis and Design (OOA/D); 5 years of professional experience utilizing Modern Programming Languages (including Java and C++) and design patterns; 5 years of professional experience working with engineering and business partners to define and build out complex solutions driving value through business process simplification, automation and new product capabilities and innovations; 5 years of professional experience assessing business needs while providing creative and effective solutions in conformance to emerging technology standards, while satisfying the need of processing a decision through thousands of controls in sub 500 ms for complex decisions at multiple points in a transaction and customer journey; 3 years of professional experience building microservices based architecture and platforms developed and deployed at scale; 2 years of professional experience utilizing Springboot, J2EE, XML, Drools, and business rules management systems, and related technologies; 2 years of professional experience utilizing Agile Development Methodologies with Test Drive Development (TDD) and CI/CD (Continuous Integration and Continuous Delivery); and 2 years of professional experience designing and implementing cloud-based architectures (including AWS, Azure, Google, and Hybrid). We make financial services accessible to humans everywhere. Join us for what’s next. Western Union is positioned to become the world’s most accessible financial services company — transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward. Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at Salary The on-target earnings range is $153,728 to $256,213 USD. The base salary range represents the anticipated low and high end of the Western Union salary range for this position. Actual salaries will vary and will be based on various factors, such as candidate’s qualifications, skills, competencies and proficiency for the role. The base salary is one component of Western Union’s total compensation package for employees. Other rewards and benefits include short term incentives, health insurance (several options to choose from), accident and life insurance, access to the best in class learning and development platforms, to name just a few! To view more details of our benefits, visit us here: In addition to the annual salary, this role is also eligible to receive an annual bonus. Benefits You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few ( Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview process or in an offer of employment. Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate. Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information. Referral Bonus - $1,000 (Subject to Employee Referral Policy). Eligible to internal employees only. Estimated Job Posting End Date: 09-08-2026 This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled. At Western Union, we’re more than a trusted name in global payments. We’re moving beyond remittances, beyond cash, and beyond the expectations of our customers. Our talented teams enable us to transform into a digital-first company, built on the strength of our retail foundation and powered by next-generation payments. All this with the goal of helping people prosper. Our customers inspire us to push boundaries and create services that make life easier and communities stronger. Wherever you are in the world, we’re committed to shaping the next generation of financial experiences. Join us as we go beyond and be part of a team that’s redefining what’s possible.