DOB - Financial Examiner IV-V: Commercial Bank Examiner

divh2Financial Examiner IV-V: Commercial Bank Examiner/h2pOrganization: Texas Department of Banking/ppPrimary Location: Texas-Houston/ppWork Locations: Houston Regional Office 8588 Katy Freeway, Suite 345 Houston 77024 Other Locations: Texas-Dallas, Texas-Lubbock, Texas-San Antonio/ppJob: Business and Financial Operations/ppEmployee Status: Regular/ppSchedule: Full-time/ppStandard Hours Per Week: 40.00/ppTravel: Yes, 50 % of the Time/ppState Job Code: 451U/ppSalary (Pay Basis): $8,545.00-$10,041.00 (Monthly)/ppNumber of Openings: 4/ppOvertime Status: Exempt/ppMission: The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system./ppGeneral Description: Acts as examiner-in-charge of smaller, non-problem financial institutions and affiliates. Effectively communicates examination results through established written report procedures and verbally through meetings with bank management and personnel. Assists in examinations of large, complex, or problem financial institutions./ppJob Duties:/pulliInterprets and applies regulatory policies, procedures, laws and regulations./liliAnalyzes areas of concern and personnel needs for upcoming examinations./liliActs as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions./liliPrepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge./liliCommunicates examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines./liliCompile and analyze data and formulate conclusions./liliCompletes assigned tasks in a thorough and timely manner./liliAttends all assigned schools and training seminars./liliConducts, with supervision, reviews of examination reports./liliProvides supervision, training and evaluation of other examiners./liliConducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets./liliMonitor financial condition of non-problem financial institutions through off-site procedures, without supervision./liliMay conduct credit review and analysis involving larger, more complex credit relationships./liliSelects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education./liliMay conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision./li/ulpQualifications:/ppRequires Minimum Qualification: Experience and Education Requirements:/ppFinancial Examiner IV/pulliGraduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting./liliA graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related./liliFour years progressively responsible experience in the regulation, examination, and analysis of financial institutions. i.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, or Office of Comptroller of the Currency/liliMust be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Departments BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel./li/ulpFinancial Examiner V/pulliSame education requirements as a Financial Examiner IV./liliFive years progressively responsible experience in the regulation, examination, and analysis of financial institutions./liliMust be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Departments BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel./liliCopy of official college transcripts must be submitted with The State of Texas Application for Employment./li/ulpPreferred Qualifications:/pulliWork experience with a financial institution desired./liliBilingual in Spanish and English with the ability to communicate well, both verbally and in writing./li/ulpSpecial Requirements:/pulliPosition requires at least 50 % overnight travel./liliMust possess or obtain within 90 days a valid Texas drivers license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection./liliThis position requires that the incumbent demonstrate strong personal financial responsibility and integrity./liliApplicants selected for an interview may be asked to complete a work style profile./liliFinal applicants may be subject to an employment credit check, driving record check, and criminal background check./liliState law prohibits any employee of the Department from being or becoming directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner. See Texas Finance Code, Section 12.107./liliFor any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers/li/ulpKnowledge, Skills, and Abilities:/pulliPossess and exhibit above average oral and written communication skills./liliPossess working knowledge in the use of personal computers, including Microsoft Word and Excel./liliAbility to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public./liliAbility to be self-motivated and exercise initiative and independent judgment./liliAbility to maintain confidentiality and handle sensitive information./li/ulpPhysical Requirements and/or Working Conditions:/ppThe physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers. This position requires:/pulliRegular and punctual attendance./liliFrequent use of personal computer, copiers, printers, and telephones./liliFrequent sitting./liliFrequent work under stress, as a team member, and in direct contact with others./liliPosition requires at least 50 % overnight travel./li/ulpHow to Apply:/ppTo submit your application for employment, select Apply Online. Create and/or Login to your on-line applicant profile and electronically submit your State of Texas Application for Employment. All applications must contain complete job histories, which includes job title, dates of employment, name of employer, supervisors name and phone number and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information. Transcripts: If education is used to meet the minimum requirements of the job posting, a copy of college transcript(s) issued from the registrar must be uploaded in CAPPS for your application to be considered complete. Foreign education credentials must be evaluated by a NACES or AICE member credential evaluation service. Please contact View email address on click.appcast.io immediately if you are having difficulty uploading transcripts to your application. Applications Submitted through Work in Texas: Applicants may submit applications through Work in Texas (WIT), however applicants must complete the supplemental questions in CAPPS Recruit to be considered for the position. In order to complete the supplemental questions, please register and/or login to CAPPS Recruit and access your profile. Go to CAPPS Recruit to/p/div