Lead Credit Officer, Vice President in Commercial & Specialized Industries

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Middle Market Credit Risk Manager, Vice President in Commercial & Specialized Industries Credit Risk Center, you will be at the heart of our cross‑functional team, delivering credit solutions to a diverse range of industries. You will assess and manage risks, balance sales and credit quality goals, and meet customer deadlines. You will be a key partner to the Bankers in the Market, and a leader within risk analysis. You will mentor less experienced team members and guide them in risk grading, credit request analysis, and documentation. Your role is critical in implementing policies and procedures to achieve our Risk Organization's mission. This risk management position supports Commercial Banking clients with revenues generally between $20 million and $500 million. Chase's Middle Market Banking footprint covers 23,000+ clients with over 600 bankers in 26 states across the United States. Chase Middle Market Banking is the 3rd largest traditional Middle Market lender in the country, a fast‑paced, rapidly growing segment of the Commercial Bank. Job Responsibilities Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio. Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. Form well‑thought‑out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. Work proactively, in a constructive, diplomatic manner, with internal contacts to keep transactions moving. Act with a sense of urgency and drive execution to meet both internal and client deadlines. Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and will be viewed as the “go‑to” person for credit and credit process for all products. Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems. Required Qualifications, Capabilities and Skills BA/BS/BBA degree is required Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures At least 8 years experience in commercial banking/lending including extensive credit analysis Significant accounting and finance knowledge Strong working knowledge of credit agreements and other loan documentation Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem‑solving skills Excellent organizational and project management skills; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships. Intellectual curiosity with a proven ability to learn quickly High degree of initiative, self‑direction, and ability to work well under pressure We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans. #J-18808-Ljbffr