Credit Analyst

Credit Analyst

As a Credit Analyst your goal is to approve or decline credit limit requests for a portfolio of accounts in accordance with established policies, practices and procedures in a manner that will result in maximum sales, sound receivables and the prompt conversion into cash with a minimum of past dues balances and bad debt loss. You will do this by: Administering the credit granting function on new and existing customers for an assigned portfolio of domestic and/or international accounts with an emphasis on obtaining financial statements and performing ratio analysis to achieve objectives and goals. Analyzing and updating the customer credit file as needed with credit bureau reports, financial statements and other current financial data necessary to make a credit limit decision or recommendation as per the assigned delegation of authority. Performing investigation and analysis of credit risk and/or financial information, working within established guidelines, policies and procedures for Domestic dealers and other small ticket Domestic or International customers. Reviewing information on file for existing customers and ensuring periodic credit file update reviews are done on time and in accordance with policy using collected financial data including credit scores if available. Ensuring over limit requests are handled on time and in accordance with policy and reviews the weekly over limit report, working with the assigned A/R Analyst for resolution. Partnering with assigned A/R staff to achieve portfolio goals as related to the collection of accounts receivable. Working to mitigate risk situations with collateral as appropriate and to reduce or eliminate bad debt risk. Keeping all key stakeholders, including Sales and Credit management informed of any problematic credit issues. Working with assigned A/R staff to recommend to management accounts for write-off or placement for collection. Supporting credit management with daily, weekly or monthly and/or annual administrative tasks which may include but are not limited to compliance with audit requests, preparation of reports or special analysis or scheduled financial risk review of assigned portfolio.

You are the kind of person who is: Highly organized with strong prioritization skills Able to work in a fast paced environment A collaborator - Qualifications: Bachelor's degree in finance, accounting or related field OR equivalent education and experience At least three years of experience in the credit or customer service field Experience using finance and credit concepts including a basic understanding of commercial / consumer law. B2B and/or manufacturing experience preferred Demonstrated experience with spreadsheet software - MS Excel and/or Google Sheets Demonstrated experience with ERP system - SAP preferred Ability to consult with internal and external customers to resolve complaints Demonstrated analytical skills with the ability to identify and resolve problems Strong interpersonal and communication skills to interact with diverse partners both internally and externally. Well organized, detail oriented, self- motivated and demonstrates effective time management skills with the ability to prioritize without much supervision. Fluent in English and primary language used in area of responsibility and/or location Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Briggs & Stratton, headquartered in Milwaukee, Wisconsin, provides innovative products and diverse power solutions to help people get work done. Briggs & Stratton is the world's largest producer of engines for outdoor power equipment, and is a leading designer, manufacturer and marketer of lithium-ion battery, standby generator, energy storage system, lawn and turf care products through its Briggs & Stratton, Vanguard, Ferris, Billy Goat, and Branco brands. Briggs & Stratton products are designed, manufactured, marketed and serviced in more than 100 countries on six continents. Briggs & Stratton is committed to a policy of equal employment opportunity. The Company conducts all employment practices without regard to race, sex, color, religion, national origin, age, disability, protected veteran's status, pregnancy, genetic information, sexual orientation or any other basis prohibited by law. Briggs & Stratton also undertakes affirmative action to assure equal employment opportunity for minorities and women, for persons with disabilities, and for protected veterans.