Agriculture Loan Officer

Agriculture Loan OfficerAgriculture loan officers, or agricultural lenders, work to help farmers and rural citizens obtain funds needed to fund their operation, purchase property, and more. Ag lending is more than just cold calling prospects. The right individual will need to meet with farmers and business owners face to face to build relationships. Knowledge of the industry, the market area, and keeping up to date with rules and regulations. This company is looking for an individual who is family-oriented and has a passion for the Ag industry and helping others.Responsibilities:Seek lending relationships with existing customersActively call on prospective borrowersExplain to customers the different types of loans and credit options that are available, as well as the terms of those servicesDevelop and analyze all types of credit informationCombine agricultural and business knowledge with an in-depth understanding of each customer's current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operationsManage and grow existing loan portfoliosParticipate in community and industry eventsPrepare credit analysis on assigned portfolio directly or through the use of a credit analystRequirements:5+ years of Ag lending experience preferredCredit and underwriting experience is a plusDegree in agricultural business, business, accounting or finance preferredA general understanding of agriculture is very valuable and desired.Strong Communication SkillsWorks well independently and as part of a teamThis opportunity includes an excellent compensation and benefits package. This bank prides itself on retaining employees and has one of the best tenure backgrounds in the area - a competitive salary and bonus incentive program.