Underwriter

Role Overview Under supervision, the candidate makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. The analyst reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. They establish, maintain, and develop producer relationships and carry defined underwriting authority and business development responsibility. Key Responsibilities Meet annual company goals for profitability, renewal retention, revenue growth, and new business production. Evaluate risk acceptability within established guidelines and set appropriate rates and factor levels. Analyze proposed plan changes for acceptability and cost. Work in conjunction with the sales department to follow‑up on quoted cases. Communicate with third‑party administrators/brokers to answer questions, explain decisions, deal with issues, and build and maintain productive relationships. Respond appropriately and in a timely manner to service requests. Complete requests for proposals (RFPs) in a timely manner and follow‑up for status and competitive numbers. Occasionally travel to visit external and internal parties for sales and business development as needed. Participate in and complete projects and other activities as assigned. Other duties as assigned. What You Bring 4Year / Bachelor’s Degree in Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience. 2years of preferred relevant experience in Stop Loss underwriting. Preferred work toward Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s). Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals. Possess and apply knowledge of principles, practices, and procedures. Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy. Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously. Knowledgeable of industry changes, legal updates, and technical developments related to the applicable area of the Company’s business to proactively respond to a changing business environment. Intermediate proficiency and experience using Microsoft Office (Excel, Access, PowerPoint, Word). Collaboration skills and the ability to work on a team. Adaptability and willingness to learn. Strong organizational skills. Preferred: previous knowledge and experience using Young Consulting’s ESLOffice or equivalent. What We Offer Competitive salary and comprehensive benefit package. Strong learning culture with ongoing development opportunities. Opportunities for growth and career advancement. Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment. Basic life and disability insurance. 401(k) plan with 6% company match. 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off. Paid parental leave. Access to an award‑winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription. Student loan matching program. Employee discount program. An opportunity to do meaningful work and love what you do. Equal Opportunity Employer TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. #J-18808-Ljbffr