Sr. SW Engineer

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.
Visa will accept applications for this role until at least 06-03-2026

Job Description

Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.


The Opportunity

We are looking for versatile, curious, and energetic Software Engineers to help build Intelligent Commerce platforms at Visa. As a Software Engineer, you will be an integral part of a lean, multi-functional engineering team inventing, designing, building, and operating software products that power next-generation commerce experiences at global scale.

You will work on systems that enable AI-driven, agent-based commerce, spanning merchant experiences, backend services, APIs, and intelligent workflows. While building components of Visa's payment and commerce platforms, you will see your work directly shaping the future of digital transactions and intelligent buying experiences worldwide.

The Work Itself:

• Design, build, and operate full-stack solutions that power Intelligent Commerce use cases and serve global customers at scale
• Develop backend services and APIs using Java and/or Python, Spring, REST, and JSON, with a strong focus on scalability, security, and performance
• Build modern, responsive frontend applications using React or Angular with contemporary JavaScript/TypeScript practices
• Own one or more microservices end-to-end, including system design, implementation, testing, deployment, monitoring, and production support
• Work with relational and NoSQL data stores such as Oracle, SQL Server, and MongoDB to support diverse transaction and commerce workflows
• Design and implement distributed, low-latency, and highly available systems using microservices and open-standard technologies
• Apply DevOps and quality-first practices, including Git-based workflows, Maven/Gradle builds, Jenkins-driven CI/CD pipelines, automated testing, and TDD
• Containerize and deploy services using Docker and Kubernetes, or quickly learn these technologies as part of day-to-day development
• Leverage AI-assisted development tools (e.g., GitHub Copilot, Claude, or similar) as a core part of the development workflow to accelerate delivery and improve code quality
• Collaborate closely with Product, Design, Architecture, and Platform teams in lean agile squads to deliver high-quality, production-ready solutions
• Continuously improve systems through debugging, performance tuning, operational insights, and proactive ownership
• Contribute to a culture of accountability, collaboration, and learning, mentoring teammates and sharing best practices

Essential Functions:

• Demonstrate strong technical working knowledge to understand product and system requirements
• Contribute to solution design and implementation across frontend, backend, and service layers with minimal guidance
• Apply standard engineering practices and design patterns to develop maintainable, testable, and scalable software
• Leverage modern programming languages, frameworks, and tools to write high-quality code that meets functional and non-functional requirements
• Collaborate across teams to pilot and adopt new technologies that enhance Intelligent Commerce experiences
• Analyze and debug issues, validate assumptions, and apply appropriate tools to resolve problems efficiently
• Participate in CI/CD practices including automated testing, code quality checks, and production deployments

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications
• 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications
• 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Degree in Computer Science, Computer Engineering, or a related field
• Experience building and operating full-stack, production-grade services
• Exposure to AI, intelligent systems, or platform-oriented products is a plus.

The Skills You Bring
• Growth Mindset: Curious, adaptable, and motivated to learn new technologies and domains
• Full-Stack Builder: Comfortable working across backend services, APIs, and frontend applications
• Ownership & Accountability: Takes responsibility from design through production and ongoing support
• Problem Solver: Strong analytical thinking and ability to break down complex problems into practical solutions
• AI-Forward: Effective use of AI-assisted development tools to accelerate delivery and improve quality
• Team Player: Collaborative, respectful, and effective communicator across engineering and product teams
• Execution-Focused: Ability to get things done in a lean team model without compromising quality

U.S. Applicants Only
The estimated salary range for this position is $110,700.00 to $ 171,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.