Senior Credit Review Manager

Senior Credit Review Manager

We are seeking an experienced Senior Credit Review Manager in New York to join our team at Standard Chartered Bank. The successful candidate will be working with the Head Credit Risk Review, US as well as other colleagues to drive the risk management of the bank's Credit Risk Review origination, underwriting, and portfolio to maximize the efficiency by managing time, communication and logistical needs. The US Credit Risk Review (CRR) team is an independent function providing assessment of credit risk ratings, overall credit quality of credits held within the NY Branch Corporate and Investment Banking (CIB) Loan Portfolio. All staff in US CRR must exhibit the highest level of professional objectivity in gathering, evaluating and communicating information about the activity or process being examined. They must make a balanced assessment of all the relevant circumstances and not be unduly influenced by their own interests or by others in forming judgments. We appreciate self-driven candidates who excel advisory, strategy, risk mitigation, compliance, governance.

Key Responsibilities:

• Support the Head of Credit Risk Review ("CRR") and Senior Management in the execution of the annual Credit Risk Review plan.
• Act as Team Leader or Team Member on various Credit Reviews and act as Continuous Monitoring officer for all assigned portfolios.
• Identify deficiencies in the application of the Bank's Credit Risk Management Framework and agree and finalise issues and action plans with management.
• Ensure early identification and escalation of risks, issues, trends and developments to relevant stakeholders.
• Ensure that assigned credit review work is executed in an efficient and effective manner, within the given budget and timelines, and is of high quality, while complying with CRR policies and Standards.
• Build and maintain engagement with stakeholders.
• Attend formal committees and meetings on behalf of the Head of CRR or for their own area of responsibility, as required, e.g. Governance Committees and Country Credit Risk Committees; and
• Track and validate all issues raised in the execution of their responsibilities: all CRR issue action plans agreed during CRR fieldwork should be tracked through to completion in accordance with methodology requirements.

Skills and Experience we look for:

• A seasoned credit review specialist, with 7-10 years of experience performing credit analysis for corporate and institutional banking clients.
• Experience participating in independent loan reviews.
• Formal Credit Training.
• Experience in audit, governance, risk or in a business environment; In depth understanding of Corporate & Institutional Banking business, including credit and operational risks.
• Strong communicator, both written and verbal, with an ability to influence and an ability to gain the respect of regional stakeholders, peers and their teams.
• Confident and courageous to raise/escalate issues in a pro-active, professional and timely manner.
• Self-directed and able to work with minimum supervision.

About Standard Chartered:

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours.